AML/KYC Investigator - Remote, Equity

Next Matter; New York (NY); On-site; USD 90,000 - 140,000; Full time

Benefits offered by this job

Unlimited time off

Flexible working

Health/dental/vision

401(k) match

Equity option

Rain Card program

Team summits

Job summary

Rain is seeking a sharp Compliance Analyst to join the Compliance team, focusing on transaction monitoring, alert review, and case investigations. This do-er role involves handling alert queues daily, building cases, and contributing to the quality of the TM program with urgency and thorough documentation.

You will review customer profiles, perform KYB, sanctions checks, and adverse media screening, while drafting SAR narratives and supporting policy development in a fast-paced environment.

Qualifications

• 3+ to 5+ years in a compliance/AML role in FinTech, payments or crypto.
• Experience with KYB for entities including ownership analysis and document verification.
• Experience with OFAC, PEP and adverse media screening tools.
• End-to-end AML investigations and SAR-quality documentation.
• Knowledge of BSA/AML program requirements and FinCEN SAR rules.
• Experience with transaction monitoring platforms.
• Familiarity with blockchain analytics and on-chain analysis.
• Strong written communication skills.
• Ability to manage multiple applications in a fast-paced environment.
• CAMS certification or progress toward certification is a plus.

Responsibilities

• Review and disposition transaction monitoring alerts and onboarding applications end to end.
• Conduct enhanced due diligence on high-risk applicants.
• Make SAR recommendations with clear, defensible reasoning.
• Draft SAR narratives meeting FinCEN quality standards.
• Send RFIs to obtain missing information and document responses.
• Support periodic KYC refresh reviews as part of ongoing due diligence.
• Contribute to onboarding and investigation policy development.
• Stay current on FinCEN advisories and AML trends relevant to Rain.

Skills

AML investigations

KYC onboarding

Transaction monitoring

SAR writing

Regulatory compliance

FinCEN guidance

Documentation

Tools

OFAC screening tools

Blockchain analytics

Screening platforms

Job description

Rain is seeking a sharp Compliance Analyst to join the Compliance team, focusing on transaction monitoring, alert review, and case investigations. This do-er role involves handling alert queues daily, building cases, and contributing to the quality of the TM program with urgency and thorough documentation.

You will review customer profiles, perform KYB, sanctions checks, and adverse media screening, while drafting SAR narratives and supporting policy development in a fast-paced environment.