AML Compliance Tester III: Risk-Based Transaction Testing

Capital One; McLean (VA); On-site; USD 121,000 - 138,000; Full time

Job summary

Capital One seeks an Anti-Money Laundering (AML) Compliance Tester III in McLean, VA. The role focuses on executing complex risk-based transaction testing to independently validate adherence to AML laws and regulations, including the BSA, PATRIOT Act, and PCMLTFA, under team leadership.

Responsibilities include developing test plans, managing schedules, analyzing data, and documenting results while supporting audits and cross‑functional collaborations with Compliance Advisors and Business Areas.

Qualifications

• 2+ years of Compliance Testing, Compliance Monitoring, QA, Audit, AML investigation, or Fraud Investigation experience.
• Bachelor’s degree preferred; relevant certifications encouraged.
• Strong knowledge of US and Canadian AML laws and SAR/CTR/STR reporting is a plus.

Responsibilities

• Under leadership, execute targeted, complex transaction testing for line of business compliance requirements.
• Suggest changes to testing and perform high risk testing as needed.
• Develop test plans and validate/improve test design.
• Manage testing schedules to meet deadlines and reporting timelines.
• Obtain/analyze test data, documenting results per test plans and protocols.
• Improve data sourcing by partnering with business and IT to develop better sources.
• Review peers' transaction tests for accuracy and adherence to procedures.
• Submit test results in FUSE and retain supporting documents.
• Maintain relationships with Compliance Advisors and Business Areas.
• Support ICTT and Compliance audits as needed.

Skills

Compliance Testing

Quality Assurance

Auditing

AML Regulations

Education

High School Diploma or GED

Bachelor’s degree

Job description

Capital One seeks an Anti-Money Laundering (AML) Compliance Tester III in McLean, VA. The role focuses on executing complex risk-based transaction testing to independently validate adherence to AML laws and regulations, including the BSA, PATRIOT Act, and PCMLTFA, under team leadership.

Responsibilities include developing test plans, managing schedules, analyzing data, and documenting results while supporting audits and cross‑functional collaborations with Compliance Advisors and Business Areas.