AI-Powered Credit & Fraud Risk Platform Lead

Amazon; Seattle (WA); On-site; USD 180,000 - 243,000; Full time

Benefits offered by this job

Health insurance

401(k) matching

Paid time off

Parental leave

Job summary

Amazon Business Payments & Lending (ABPL) seeks a Principal Product Manager to own the strategic vision and multi-year roadmap for a next-generation credit and fraud risk platform. You will define the problem space, set the vision, and architect AI-native solutions that redefine risk decisions with Generative AI and autonomous agents.

You will partner with Science, Engineering, and business teams to deliver transformational capabilities across regulators, customers, and stakeholders, influencing

Qualifications

• 10+ years of technical product or program management experience.
• Bachelor's degree or above in computer science, engineering, mathematics or equivalent, or Bachelor's degree or above in business administration, finance, economics, computer science, data science, engineering, or other related field.
• Experience delivering large, cross-functional, customer facing products.
• Experience building cross-functional partnerships and influencing stakeholders across the organization to act without having a direct reporting relationship.
• Experience building credit underwriting, fraud detection, or financial risk management products in fintech or financial services.
• Hands-on experience defining product strategy for Generative AI, LLM-powered applications, or autonomous AI agent systems.
• Experience owning and driving multi-year product strategy and vision across multiple teams and organizations, with demonstrated P&L impact.
• Deep technical judgment - ability to evaluate complex engineering proposals, weigh technology alternatives, shape architecture decisions, and foresee long-term consequences of technical choices.

Responsibilities

• Own the 3-5 year strategic product vision and roadmap for credit and fraud risk management, defining what to build, why it matters, and how to measure success across a multi-billion dollar lending portfolio.
• Drive innovation through Generative AI and AI agents - identify and deliver use cases where foundation models, autonomous agents, and intelligent automation can transform credit decisioning, fraud detection, and risk operations.
• Architect AI-native product solutions for real-time credit underwriting, dynamic line management, fraud pattern recognition, and automated risk remediation.
• Set the technical product strategy for how AI capabilities (GenAI, ML models, agents) integrate into credit and fraud systems - evaluating which AI approaches will become competitive necessities and shaping platform architecture accordingly.
• Drive clarity in high-ambiguity environments where the problem, opportunity, and strategy are undefined - distill diverse inputs from regulators, risk teams, customers, and stakeholders into a coherent product vision.
• Influence strategic direction across multiple VP-level organizations including Payments, Amazon Business, Technology, and Seller Partner Services through written narratives, PR/FAQs, and executive forums.
• Partner with Science and Engineering leaders to evaluate emerging AI architectures, shape technical trade-offs, and ensure platform decisions today do not constrain strategic options tomorrow.
• Establish metrics frameworks and experimentation strategies that measure the effectiveness of AI-driven risk decisions, including novel approaches to model explainability and fairness.
• Actively recruit, mentor, and develop PM talent; contribute to the PM community through coaching, promotion assessments, and best-practice evangelism.

Skills

Technical product management

Generative AI

Executive communication

Cross-functional leadership

Risk and compliance awareness

Education

Bachelor’s degree or higher in CS/engineering/math or related field

Bachelor’s degree or higher in business/finance/economics/data science

Master’s degree in quantitative field

Job description

Amazon Business Payments & Lending (ABPL) seeks a Principal Product Manager to own the strategic vision and multi-year roadmap for a next-generation credit and fraud risk platform. You will define the problem space, set the vision, and architect AI-native solutions that redefine risk decisions with Generative AI and autonomous agents.

You will partner with Science, Engineering, and business teams to deliver transformational capabilities across regulators, customers, and stakeholders, influencing