AI-Enabled Structured Finance Rating Analyst

S&P Global, Inc.; Colorado; Hybrid; USD 62,000 - 89,000; Full time

Job summary

S&P Global Ratings is seeking a professional to join the Structured Finance and Alternative Investment Funds team. You will own delivery for assigned credits, apply rigorous credit analysis, and leverage AI tools to support research, comparisons, and drafting for rating committees.

You will collaborate across teams, maintain data integrity, and mentor junior colleagues while contributing to automation initiatives, all within strong governance and confidentiality expectations.

Qualifications

• Direct experience analyzing securitized products, fund structures, or related structured finance instruments.
• Collaborative working style with the ability to manage priorities and communicate clearly in a team-oriented environment.
• Learning agility and a continuous improvement mindset, with comfort adopting new tools while maintaining quality and accountability.
• Demonstrated ability to support junior colleagues through guidance, quality checks, and knowledge sharing, including responsible AI practices.
• Strong research and data analysis skills, including financial statement competence and a solid understanding of credit and risk concepts.
• Practical experience using generative AI or large language model tools to support analysis, research, or drafting in a professional context.
• Strong spreadsheet skills and a willingness to develop proficiency in data and automation tools, including the ability to supervise and validate automated outputs.
• Experience supporting financial modeling preferred.

Responsibilities

• Own delivery for assigned credits, maintaining clear status updates, strong prioritization, and early escalation of risks to ensure timely, decision-ready outputs.
• Maintain ongoing surveillance for assigned credits, synthesizing developments into insights that support analytical discussions and rating committee materials.
• Build and maintain analytical materials using standard templates, applying automation to reduce rework while retaining human ownership of conclusions.
• Use approved generative AI and large language model tools to support research, comparison, and drafting tasks.
• Collect, reconcile, and validate data, identifying anomalies and gaps early; document assumptions and standardize routines to reduce operational risk.
• Translate data, analysis, and research into clear, decision-ready narratives for clients and senior stakeholders, adapting technical content to suit the audience.
• Support rating committees by preparing well-evidenced materials and responding to follow-up questions with clear transparency on sources and assumptions.

Skills

Credit analysis

Securitized products

Data analysis

Generative AI

Spreadsheet skills

Automation tools

Financial modeling

Education

Bachelor's degree or equivalent

Master's degree or CFA valued

Job description

S&P Global Ratings is seeking a professional to join the Structured Finance and Alternative Investment Funds team. You will own delivery for assigned credits, apply rigorous credit analysis, and leverage AI tools to support research, comparisons, and drafting for rating committees.

You will collaborate across teams, maintain data integrity, and mentor junior colleagues while contributing to automation initiatives, all within strong governance and confidentiality expectations.