Agriculture Lender

Peoples Bank; Jefferson (IA); On-site; USD 50,000 - 80,000; Full time

Job summary

Peoples Bank in Jefferson, Iowa is seeking a qualified individual to develop and manage agriculture, commercial, and consumer loan accounts. Candidates must possess a Bachelor's degree with emphasis in business, finance, or equivalent experience.

The ideal candidate will have strong financial, analytical, and underwriting skills, with a solid understanding of lending policies and state and federal regulations. Excellent communication and interpersonal skills are essential.

Qualifications

• Ability to perform essential duties satisfactorily.
• Knowledge of lending policies and state and federal regulations.
• Willingness to develop knowledge of lending services.

Responsibilities

• Develop and manage agriculture, commercial and consumer loan accounts.
• Ensure compliance with lending requirements and profitability.

Skills

Good oral and written communication skills

Excellent interpersonal skills

Strong financial, analytical and underwriting skills

Excellent sales skills

Education

Bachelor's degree in business, finance or equivalent experience

Job description

Develops and manages agriculture, commercial and consumer loan accounts that meet established lending requirements and provide maximum profitability to the bank at minimum risk.

Education and/or Experience

• Bachelor's degree with emphasis in business, finance or equivalent experience required.
• Knowledge of lending policies and procedures, including state and federal regulations.

Qualifications

• To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.
• The requirements listed below are representative of the knowledge, skill, and/or ability required.
• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
• Additional bank specific training and schools.
• Good oral and written communication skills
• Excellent interpersonal skills.
• Strong Financial, analytical and underwriting skills.
• Knowledge of lending policies and procedures, including state and federal regulation.
• Good oral and written communication skills.
• Excellent interpersonal skills.
• Strong Financial, analytical and underwriting skills.
• Willing to develop knowledge of lending services and related areas.
• Excellent sales skills.