Agricultural Lender

Minnesota Bankers Association; Minnesota; On-site; USD 60,000 - 80,000; Full time

Job summary

A community-focused bank in Minnesota is seeking an experienced Agricultural Lender. The role involves building relationships with clients, analyzing loan applications, and managing portfolios. Ideal candidates have a Bachelor’s Degree and banking experience, alongside strong communication and documentation skills. This position provides a comprehensive benefits package.

Qualifications

• Farm background with knowledge of the agricultural industry.
• Demonstrated experience in managing existing clients and developing new business relationships.
• Working knowledge of accounting principles.

Responsibilities

• Contact prospects and customers for new business.
• Interview loan applicants.
• Analyze credit worthiness.
• Structure loans and ensure proper documentation.
• Monitor loan portfolio.
• Solicit and service various crop insurance products.

Skills

Excellent credit documentation and underwriting skills

Strong computer skills, including MS Word and Excel

Strong communication skills

Customer service skills

Business development skills

Education

Bachelor's Degree with prior banking experience preferred

Licensure for sale of crop insurance required within first year

Tools

Fin Pack

Job description

Job Description

Citizens Bank Minnesota, Watkins, is looking for a high performing, experienced, motivated and community focused Agricultural Lender who loves working with people and has great attention to detail. The selected candidate will be responsible for delivering the ultimate experience by developing positive, meaningful relationships with new and existing clients. This is an outstanding opportunity to join a trusted financial institution. If you are an upbeat, positive candidate, this is a career worthy of consideration. This position offers a comprehensive benefits package.

170 Meeker Ave. North, Watkins, MN 55389

Ag Lender Job Responsibilities

• Contact prospects and customers for new business
• Interview loan applicants
• Analyze credit worthiness
• Structure loans and ensure proper documentation
• Monitor loan portfolio
• Solicit and service various crop insurance products

Education & Experience

• Excellent credit documentation and underwriting skills.
• Bachelor’s Degree with prior banking experience preferred.
• Knowledge of FSA, Rural Development and gap lender programs.
• Working knowledge of accounting principles.
• Demonstrated experience in managing existing clients and developing new business relationships.
• Farm background with a working knowledge of the agricultural industry.
• Working knowledge of Fin Pack.
• Licensure for sale of crop insurance is required within first year of employment.
• Proficient technical skills and experience in loan origination and servicing.
• Strong computer skills, including MS Word and Excel are required.
• Ability to work independently and strong communication, customer service and business development skills.

How to Apply

To apply, click here: https://recruiting.paylocity.com/recruiting/jobs/Details/3701283/Citizens-Bank-Minnesota/Agricultural-Lending-Officer