Agriculture Credit Resolution Manager (Hybrid)

AgWest Farm Credit; Pasco (WA); Hybrid; USD 73,000 - 191,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) plan

Job summary

AgWest Farm Credit is seeking a Relationship Manager I, II, or III to join the Credit Resolution Team in Pendleton, Oregon or Pasco, Washington. The role focuses on timely correction and collection of adversely classified loan portfolios through proactive service and management.

This opportunity offers a hybrid workplace with a base salary structure reflecting experience, location, and market conditions. Relocation assistance is available to eligible candidates relocating to accept the position.

Qualifications

• Bachelor's degree in business, economics, finance or equivalent.
• Requires at least two years' progressively complex professional experience, preferably in banking or credit including restructuring, knowledge of borrower rights, and acquired property management.
• Ability to understand and interpret increasingly complex financial statements, loan documents and collateral documents, and draw appropriate conclusions.
• Solid understanding of bankruptcy and foreclosure processes and laws.
• Ability to effectively communicate and negotiate terms on behalf of the organization, both verbally and in writing.
• Knowledge of real estate market and real estate law.
• Valid driver's license

Responsibilities

• Manage assigned loan portfolio, primarily consisting of adversely classified production agriculture accounts, assure timely servicing and resolution of delinquencies or defaults, and, when appropriate, upgrade and transfer accounts back to lending staff.
• Analyze and service larger loan relationships with increasing complexity and risk profile, monitor for loan performance; prepare high quality credit packages.
• Perform comprehensive financial analysis that results in sound credit recommendations that manage organization risk and provide a path to resolution of higher risk loan relationships.
• Make quality credit decisions to ensure acceptable loan administration and approve or recommend loan actions within delegated authority.
• May participate in acquired property management, as assigned.
• Maintain effective relationship management including analyzing, interpreting, and presenting financial information; and meeting with and negotiating terms and conditions with assigned accounts, which may include attending meetings with legal counsel and customers.

Skills

Communication skills

Analytical thinking

Negotiation

Education

Bachelor's degree in business, economics, finance or equivalent

Job description

AgWest Farm Credit is seeking a Relationship Manager I, II, or III to join the Credit Resolution Team in Pendleton, Oregon or Pasco, Washington. The role focuses on timely correction and collection of adversely classified loan portfolios through proactive service and management.

This opportunity offers a hybrid workplace with a base salary structure reflecting experience, location, and market conditions. Relocation assistance is available to eligible candidates relocating to accept the position.