Agricultural Credit Analyst - Risk & Growth Focus

U.S. Bank; Oshkosh (WI); On-site; USD 76,000 - 102,000; Full time

Benefits offered by this job

Healthcare

Life insurance

Disability insurance

Paid vacation

401(k)

Adoption assistance

Sick leave

Holiday pay

Job summary

U.S. Bank is seeking an Agricultural Credit Analyst to analyze financial information, support credit decisions, and monitor risk across an agricultural loan portfolio.

The role involves preparing cash flow analyses, collateral evaluations, and credit memorandums for new loans and renewals. The position requires understanding of agricultural economics, strong communication with clients, and proficiency in Microsoft Office and financial systems.

Qualifications

• Bachelor’s degree or equivalent underwriting experience.
• Strong agricultural credit analysis and analytical skills.
• Knowledge of ag credit practices, underwriting, and risk assessment.
• Background in agricultural economics, accounting, or finance.
• Ability to write clear credit summaries and reports.
• Strong communication skills with agricultural clients.
• Proficient in Microsoft Office and financial systems.
• Master’s degree or CPA preferred.

Responsibilities

• Analyze financial information to support credit decisions, monitor risk, and ensure regulatory compliance for agricultural loans.
• Prepare financial spreads and cash flow analyses for new loan requests, renewals, and portfolio management.
• Evaluate collateral and credit risk for operating lines of credit, term loans, and equipment financing.
• Develop understanding of agricultural production cycles and commodity markets to assess repayment capacity.
• Write clear credit summaries and reports for relationship managers and credit officers.

Skills

Agricultural credit analysis

Analytical skills

Credit risk assessment

Communication with clients

Microsoft Office

Financial systems

Education

Bachelor’s degree or equivalent underwriting experience

Master’s degree or CPA preferred

Tools

Microsoft Office

Financial systems

Job description

U.S. Bank is seeking an Agricultural Credit Analyst to analyze financial information, support credit decisions, and monitor risk across an agricultural loan portfolio.

The role involves preparing cash flow analyses, collateral evaluations, and credit memorandums for new loans and renewals. The position requires understanding of agricultural economics, strong communication with clients, and proficiency in Microsoft Office and financial systems.