Agricultural Credit Analyst — Grow with Impact

FIRST BANK AND TRUST COMPANY; Harrisonburg (VA); On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

PTO 20 days

11 paid holidays

Health insurance

401K/ESOP

Life insurance

Long-term disability

Job summary

First Bank and Trust Company is seeking an Agricultural Credit Analyst to evaluate farm and agribusiness credit requests across VA, TN, and NC. The role emphasizes financial statement analysis, cash flow assessment, and risk summarization to support lending decisions.

The ideal candidate will have strong accounting/financial analysis skills, experience in agricultural lending or credit analysis, and solid communication and teamwork abilities.

Qualifications

• Bachelor’s degree in Accounting, Agricultural, Business and/or Economics.
• Experience in agricultural lending, credit analyst, financial analysis or financial services preferred.
• Strong financial analysis and accounting skills, strong written and verbal communication, attention to detail, teamwork.

Responsibilities

• Analyze financial statements, tax returns, credit reports and other documentation for loan requests.
• Prepare complete, objective written reports summarizing strengths and weaknesses for lending decisions.
• Support agricultural lending activity and contribute to credit quality.

Skills

Financial analysis

Accounting skills

Microsoft Excel

Communication skills

Teamwork

Education

Bachelor's degree in Accounting, Agricultural, Business and/or Economics

Tools

Excel

Word

Job description

First Bank and Trust Company is seeking an Agricultural Credit Analyst to evaluate farm and agribusiness credit requests across VA, TN, and NC. The role emphasizes financial statement analysis, cash flow assessment, and risk summarization to support lending decisions.

The ideal candidate will have strong accounting/financial analysis skills, experience in agricultural lending or credit analysis, and solid communication and teamwork abilities.