Agricultural Credit Analyst

1hbank; Seneca (KS); On-site; USD 46,800 - 57,200; Full time

Benefits offered by this job

Paid time off

Health insurance

Dental insurance

Life insurance

Job summary

A growing financial institution in northeast Kansas is seeking an Agricultural Credit Analyst to assist with underwriting and monitoring agricultural loans. Candidates should have a college degree and strong financial analysis skills. This full-time role offers a competitive salary of $52,000 plus bonuses, along with comprehensive employee benefits.

Qualifications

• Background in agricultural banking preferred.
• Eagerness to learn and strong sales skills.
• Professional demeanor with excellent communication.

Responsibilities

• Conduct financial analysis for current and prospective clients.
• Prepare detailed loan underwriting reports.
• Perform annual credit reviews for existing clients.
• Monitor financial reporting for bank clients.

Skills

Financial analysis

Communication skills

Multitasking

Education

College degree in relevant field

Job description

Agricultural Credit Analyst

First Heritage Bank, a $275M multi-branch community bank, is seeking an Agricultural Credit Analyst for its locations in northeast Kansas. We are seeking a Agricultural Credit Analyst to join our growing Financial Institution. The position would entail working directly with existing agricultural lending staff to assist in underwriting, administering, and monitoring all types of agricultural loans. This is a full-time position located in our Seneca, KS branch location.

Responsibilities

• Perform basic financial analysis, including financial statement spreads, on current and prospective customers of the Bank on an ongoing basis.
• Work with existing loan officers to prepare detailed loan underwriting reports for loans under consideration of the Bank's loan committees.
• Perform all annual credit reviews for existing bank loan clients.
• Monitor and organize regular financial reporting of bank clients.
• Work with the Chief Lending Officer on regular Board of Director reporting for the Bank's agricultural loan portfolio.
• Assist in the preparation of internal real estate evaluations and appraisals, in support of the agricultural real estate loans.
• Shadow existing loan officer staff members on customer and prospect calls to learn sales and relationship building techniques.

Preferred Experience

• College degree, or background, with an interest in agricultural banking.
• Ability to prioritize and multitask.
• Positive and professional demeanor.
• Excellent written and verbal communication skills.
• Eagerness to learn, and an interest in a job which blends finance skills with that of sales.

Compensation: $52,000 with additional bonus opportunities, along with a full range of employee-sponsored benefits, including paid time off, health & dental insurance, life insurance, among others. First Heritage Bank is an Equal Opportunity Employer

Please send resume to:

Nicholas C. Hrencher, Regional President
First Heritage Bank
P.O. Box 188
Seneca, KS 66538

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