Agricultural/Commercial Loan Officer

North Star Community Credit Union; Grafton (ND); On-site; USD 90,000 - 120,000; Full time

Job summary

North Star Community Credit Union in Grafton, ND is seeking an Agricultural/Commercial Loan Officer to own and grow a diverse loan portfolio in the region. You will originate, manage, and supervise loans while building strong relationships with farmers, producers, and local businesses.

The role shapes agricultural lending strategy and requires leadership and regulatory diligence. The ideal candidate has 3–5 years of lending experience, deep knowledge of ND agricultural markets, and a track

Qualifications

• 3–5 years of commercial or agricultural lending experience.
• Expertise in North Dakota agricultural markets.
• Proven success with large-scale crop and livestock producers, agribusiness operations, or complex farm financing structures.
• Strong analytical skills and ability to structure creative, tailored lending solutions.
• Relationship-focused, results-driven, autonomous, and ready to lead.
• Bachelor’s degree or equivalent industry certification preferred.

Responsibilities

• Originate, Manage, and Supervise Loans: Take ownership of North Star’s commercial loan portfolio, maintaining and improving asset quality while developing new and existing business relationships.
• Business Development: Grow your portfolio by cultivating high-value agricultural and commercial clients in the Minot area.
• Financial Analysis & Structuring: Review business financials, assess risk, and structure loans that maximize client success and portfolio performance.
• Portfolio Oversight & Compliance: Monitor assets, ensure regulatory compliance, and maintain accurate, up-to-date documentation.
• Member & Community Engagement: Provide strategic guidance to members and represent North Star in industry and local events to strengthen relationships and lending opportunities.

Skills

Commercial lending

Agricultural lending

Relationship management

Financial analysis

Loan structuring

Leadership

Education

Bachelor’s degree

Job description

Agricultural/Commercial Loan Officer

North Star Community Credit Union Grafton, North Dakota, United States

About this position

Agriculture/Commercial Loan Officer – Minot, ND

Location: Grafton, North Dakota
Compensation: Competitive base

Are you an experienced Ag/Commercial lender ready to own your portfolio, grow your relationships, and make a meaningful impact in your community? North Star Community Credit Union is seeking a results-driven professional to originate, manage, and supervise our commercial loan portfolio while shaping agricultural lending strategy in the Grafton region.

The Ideal Candidate

• 3–5 years of commercial or agricultural lending experience
• Expertise in North Dakota agricultural markets
• Proven success with large-scale crop and livestock producers, agribusiness operations, or complex farm financing structures
• Strong analytical skills and ability to structure creative, tailored lending solutions
• Relationship-focused, results-driven, autonomous, and ready to lead
• Bachelor’s degree or equivalent industry certification preferred

Key Responsibilities

• Originate, Manage, and Supervise Loans: Take ownership of North Star’s commercial loan portfolio, maintaining and improving asset quality while developing new and existing business relationships
• Business Development: Grow your portfolio by cultivating high-value agricultural and commercial clients in the Minot area
• Financial Analysis & Structuring: Review business financials, assess risk, and structure loans that maximize client success and portfolio performance
• Portfolio Oversight & Compliance: Monitor assets, ensure regulatory compliance, and maintain accurate, up-to-date documentation
• Member & Community Engagement: Provide strategic guidance to members and represent North Star in industry and local events to strengthen relationships and lending opportunities

Why This Role Stands Out

• Portfolio Ownership: Full autonomy to manage and grow your book of business
• Impact & Influence: Directly support agricultural leaders and businesses while shaping lending strategy in your region
• Professional Growth: Leadership opportunities and ability to influence North Star’s agricultural lending approach
• Culture: Collaborative, high-performing, and community-focused
• Comprehensive health, dental, and vision coverage
• Paid time off and holidays
• Community-focused, collaborative culture

Interpersonal Skills: Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.

Other Skills: Must have experience in analyzing business financial statements and assessing the viability of businesses; must have excellent communication and PR skills; ability to use related software required.

Your Next Move:
If you’re ready to take full ownership of your portfolio, expand your influence, and drive meaningful results in the Minot area, we want to hear from you.

Salary Information