Agricultural & Commercial Lending Trainee

First Community Credit Union; Fargo (ND); On-site; USD 42,000 - 56,000; Full time

Benefits offered by this job

11 paid holidays

401k match

Medical, Dental & Vision

Job summary

First Community Credit Union in Fargo, ND is seeking an Ag/Commercial Loan Officer Trainee to support lending team through loan analysis, underwriting, and portfolio management. You will develop credit analysis skills and learn loan origination while serving members.

Ideal candidates are relationship-focused, analytical, and eager to build a career in commercial and agricultural banking. Full-time role with opportunities for growth in a member-owned financial cooperative.

Qualifications

• Bachelor's degree in business, finance, or a related field, economics, agriculture, or four years of relevant experience in lieu of formal education.
• One year experience in customer service.
• Strong analytical skills with coursework or exposure to financial statement analysis.
• Basic understanding of banking regulations and lending principles.
• Proficiency in Excel.

Responsibilities

• Support the origination, underwriting, and closing of agricultural and commercial loans while ensuring compliance with Credit Union policies and regulatory requirements.
• Build relationships with business and agricultural members by providing exceptional service, identifying financial solutions, and supporting business development efforts.
• Assist with financial analysis, credit underwriting, and loan presentations by evaluating financial statements, cash flow, collateral, and repayment capacity.
• Partner with lending team members to identify risks, structure loan terms, prepare documentation, and support the loan approval and closing process.
• Manage member inquiries and maintain strong relationships by providing timely support, resolving issues, and identifying opportunities to deepen member engagement.
• Support portfolio management activities by monitoring loan performance, maintaining accurate records, and assisting with past-due and problem loan management.
• Participate in credit training, lending development programs, and hands-on learning opportunities to build expertise in commercial and agricultural lending.
• Represent FCCU professionally within the community and at business events while contributing to branch growth and member relationship development.

Skills

Analytical skills

Education

Bachelor's degree in business/finance or related field

Tools

Excel

Job description

First Community Credit Union in Fargo, ND is seeking an Ag/Commercial Loan Officer Trainee to support lending team through loan analysis, underwriting, and portfolio management. You will develop credit analysis skills and learn loan origination while serving members.

Ideal candidates are relationship-focused, analytical, and eager to build a career in commercial and agricultural banking. Full-time role with opportunities for growth in a member-owned financial cooperative.