Advanced ACH Payments & Compliance Specialist

Dedham Savings; Dedham, Northern (MA, KY); Hybrid; USD 65,000 - 85,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

Tuition Reimbursement

Job summary

Charlesbridge - Dedham, MA, MA is seeking an ACH Payments Specialist II to process ACH and related electronic payments accurately and timely, while ensuring regulatory compliance. Responsibilities include monitoring files, handling complex exceptions, settlements, fraud monitoring, and customer and internal support.

Collaboration across Deposit Operations, Risk, and Compliance is essential. Candidates should possess 3+ years in banking operations, an associate degree, and familiarity with FIS

Qualifications

• Knowledge of Nacha rules, ACH processing, and regulatory requirements.
• Experience with risk controls, exceptions, audits, and documentation.
• Strong attention to detail and time management.
• Familiarity with deposit operations systems preferred.

Responsibilities

• Process ACH activity within established windows and regulatory guidance.
• Review ACH files, returns, disputes, and complex exception activity.
• Balance daily ACH Fed settlement and research variances.
• Monitor OFAC reports and sanctions-related alerts.
• Identify fraud trends and escalate as needed.
• Assist with system testing and implementation of changes.
• Provide guidance on ACH transactions to customers and staff.
• Collaborate with Deposit Operations, Risk, and Compliance to resolve issues.

Skills

Nacha Rules

Fraud monitoring

Risk escalation

Customer service

Analytical thinking

Education

Associate degree

3+ years banking ops

AAP/APRP preferred

Tools

FIS systems

Verafin

Fedline Web

Microsoft Office

Job description

Charlesbridge - Dedham, MA, MA is seeking an ACH Payments Specialist II to process ACH and related electronic payments accurately and timely, while ensuring regulatory compliance. Responsibilities include monitoring files, handling complex exceptions, settlements, fraud monitoring, and customer and internal support.

Collaboration across Deposit Operations, Risk, and Compliance is essential. Candidates should possess 3+ years in banking operations, an associate degree, and familiarity with FIS