Actuary: Strategic Insurance & Product Risk Leader

MetLife; Bridgewater (MA); Hybrid; USD 116,000 - 155,000; Full time

Benefits offered by this job

Health plan

Disability insurance

Life insurance

401(k) with employer matching

Retirement pension

Group discounts

Job summary

MetLife is seeking an Actuary for Insurance and Product Risk Management within the Retirement & Income Solutions (RIS) segment. You will oversee risk, pricing governance, and strategic risk analysis across Pension Risk Transfer, Structured Settlements, Longevity Reinsurance, and related products.

You will partner with cross‑functional teams to maintain robust risk frameworks, challenge actuarial assumptions, and drive informed business decisions.

Qualifications

• Fellow of the Society of Actuaries (FSA) with 5+ years of insurance or consulting experience.
• Strong actuarial expertise with broad business acumen and strategic thinking.
• Advanced analytical, mathematical, and actuarial modeling capabilities.
• Proven ability to build partnerships across stakeholders and foster teamwork.
• Self‑motivated and adaptable, with the ability to manage multiple priorities in a dynamic environment.

Responsibilities

• Conduct risk assessments and product/pricing reviews across RIS offerings, ensuring risks are identified, understood, and appropriately mitigated.
• Review and challenge key actuarial assumptions, including mortality, longevity, policyholder behavior, expenses, and investment margins.
• Perform stress testing, scenario analysis, and emerging risk evaluations to assess product profitability under varying conditions.
• Evaluate actuarial models and asset‑liability management (ALM) strategies to support sound product and portfolio performance.
• Strengthen risk governance by integrating risk management practices into product strategy and providing clear, actionable recommendations to senior leadership.

Skills

Actuarial Expertise

Cross‑functional Collaboration

Analytical Skills

Modeling Capabilities

Strategic Thinking

Job description

MetLife is seeking an Actuary for Insurance and Product Risk Management within the Retirement & Income Solutions (RIS) segment. You will oversee risk, pricing governance, and strategic risk analysis across Pension Risk Transfer, Structured Settlements, Longevity Reinsurance, and related products.

You will partner with cross‑functional teams to maintain robust risk frameworks, challenge actuarial assumptions, and drive informed business decisions.