Actuary: Insurance Product Risk & Pricing

MetLif; New York (NY); Hybrid; USD 116,000 - 155,000; Full time

Job summary

MetLife is seeking an Actuary for Insurance and Product Risk Management within the RIS segment in a hybrid New York office. You will oversee insurance and product risk, governance and pricing, collaborating with cross-functional teams to deliver actionable insights that drive prudent decision making.

The role requires an FSA with 5+ years of insurance or consulting experience, strong actuarial modeling abilities, and comfort leveraging AI tools to improve speed and accuracy while owning outcomes.

Qualifications

• FSA with 5+ years of insurance or consulting experience.
• Strong actuarial expertise and analytical skills.
• Ability to build partnerships and work across stakeholders.
• Experience with risk governance and product risk management is a plus.

Responsibilities

• Conduct risk assessments and product/pricing reviews across RIS offerings, ensuring risks are identified, understood, and appropriately mitigated.
• Review and challenge key actuarial assumptions, including mortality, longevity, policyholder behavior, expenses, and investment margins.
• Perform stress testing, scenario analysis, and emerging risk evaluations to assess product profitability under varying conditions.
• Evaluate actuarial models and asset-liability management (ALM) strategies to support sound product and portfolio performance.
• Strengthen risk governance by integrating risk management practices into product strategy and providing clear, actionable recommendations to senior leadership.

Skills

Actuarial modeling

Strategic thinking

Cross-functional collaboration

Risk management

Education

FSA with 5+ years of experience

Tools

AI tools proficiency

Job description

MetLife is seeking an Actuary for Insurance and Product Risk Management within the RIS segment in a hybrid New York office. You will oversee insurance and product risk, governance and pricing, collaborating with cross-functional teams to deliver actionable insights that drive prudent decision making.

The role requires an FSA with 5+ years of insurance or consulting experience, strong actuarial modeling abilities, and comfort leveraging AI tools to improve speed and accuracy while owning outcomes.