ACH Specialist

Green Key Resources; Germantown (MD); Hybrid; USD 55,000 - 75,000; Full time

Job summary

Green Key Resources is seeking an ACH Specialist to join its Accounting team in Germantown, MD. The position focuses on processing ACH transactions, reconciling files, and maintaining NACHA compliance. On-site training with remote flexibility once fully trained.

The ideal candidate has 1–3 years in ACH processing or banking operations, knowledge of NACHA rules, and the Accredited ACH Professional (AAP) credential. Familiarity with FIS or Fiserv systems is a plus.

Qualifications

• 1–3 years of experience in ACH processing or financial operations.
• Strong understanding of ACH transactions, returns, and processing.
• Knowledge of NACHA rules and regulations.
• AAP certification required at hire.
• Experience with ACH processing systems like FIS or Fiserv.

Responsibilities

• Process incoming and outgoing ACH transactions, including returns and reconciliations.
• Balance ACH files and related general ledger accounts.
• Research and resolve ACH exceptions, rejection codes, disputes, and discrepancies.
• Process NOCs and reclamations.
• Prepare ACH-related journal entries and reconcile settlements.
• Ensure transactions are processed accurately within required timeframes.
• Maintain NACHA compliance and applicable federal regulations.
• Assist with wire processing, audits, and other accounting functions.

Job description

Schedule: On-site during training; remote flexibility once fully trained

Type: Direct Hire or Temp-to-Hire

Hours: Full-time, 40 hours/week

We are working with a financial services organization seeking an ACH Specialist to join its Accounting team. This is an excellent opportunity for someone with experience in ACH processing, banking operations, accounting, or financial services.

Responsibilities

• Process incoming and outgoing ACH transactions, including returns, adjustments, and reconciliations
• Balance ACH files and related general ledger accounts
• Research and resolve ACH exceptions, rejection codes, disputes, and discrepancies
• Process Notifications of Change (NOCs) and reclamations
• Prepare ACH-related journal entries and reconcile settlements
• Ensure transactions are processed accurately and within required timeframes
• Maintain compliance with NACHA rules and applicable federal regulations
• Assist with wire processing, audits, and other Accounting functions as needed

Qualifications

• 1–3 years of experience in ACH processing, banking, accounting, or financial operations
• Strong understanding of ACH transactions, return/rejection codes, and processing procedures
• Knowledge of NACHA rules and regulations
• Accredited ACH Professional (AAP) certification required at hire
• Experience with FIS, Fiserv, or similar ACH processing systems preferred
• Strong attention to detail, organization, and problem-solving skills
• Ability to handle confidential financial information