Account Servicing Specialist - 90+ Day Collections

Veros Credit, LLC; Santa Ana (CA); On-site; USD 30,307 - 41,328; Full time

Benefits offered by this job

Medical, Dental, and Vision Insurance

401(k) Plan

Tuition Reimbursement

Paid Time Off (PTO)

Quarterly lunches

Job summary

Veros Credit, LLC is seeking an Account Servicing Specialist to manage auto loan accounts that are 90+ days delinquent in Santa Ana, CA. The role involves negotiating payment arrangements and documenting collection activities while ensuring compliance with regulations. Ideal candidates will have over 5 years of experience in collections, effective communication skills, and the ability to work independently. Offering a salary of $22.00 - $30.00 per hour plus bonuses. Bilingual in English and Spanish is preferred.

Qualifications

• 5+ years of experience in the collections field, ideally subprime consumer lending.
• Ability to read, interpret, and apply collections regulations.
• Ability to thrive in a fast-paced work environment.

Responsibilities

• Negotiate payment arrangements with borrowers regarding delinquent loans.
• Document account information and collection activities accurately.
• Utilize skip tracing tools to locate delinquent borrowers.

Skills

Effective communication

Negotiation skills

Problem-solving skills

Bilingual (English/Spanish)

Education

High School Diploma or GED

Job description

About Us

Veros Credit is committed to making vehicle ownership possible for everyone. Through our vast network of independent and franchise dealers, we have helped countless customers with their financing needs, allowing them to drive off in the vehicle they deserve.

We realize that our greatest assets are our employees, which is why we strive to make work welcoming and fun but offer limitless opportunities for growth and advancement. At Veros Credit, you can look forward to company events, free meals quarterly, holiday activities, and more. You will be greeted by friendly, positive, and ambitious team members, and work alongside leaders who encourage and value your new ideas. We are proud to say that it is this sense of community that makes us excited to walk through the door every day.

Some of our benefit offerings include:

• Medical, Dental, and Vision Insurance
• Life Insurance
• Flexible Spending Accounts (FSA)
• Accident, Hospital, Indemnity Insurance
• Short Term Disability (STD) and Long-Term Disability (LTD) Insurance
• Employee Assistance Program (EAP)
• 401(k) Plan
• Employee Stock Ownership Plan (ESOP)
• Tuition Reimbursement
• Paid Holidays
• Paid Time Off (PTO)
• Transportation Reimbursement Benefit (Mass Transit, Carpool, and Plug-In Electric Vehicle)
• Referral Bonus
• Quarterly lunches
• Daily fresh fruit
• Office Starbucks Coffee/Latte/Espresso Machine
• And a lot more!

About The Position

The Account Servicing Specialist (90+ Days) will be responsible for servicing auto loan accounts that are 90+ days delinquent and documenting all collection activities utilizing loan servicing software. In-Office position in Santa Ana, CA, Ontario, CA, and Fort Worth, TX.

Essential Responsibilities:

• Follow and ensure compliance with all company policies and procedures as well as the Fair Debt Collection Practices Act (FDCPA).
• Negotiate payment arrangements with borrowers, including offering suggestions as to how they can meet their obligations, propose alternative payment methods, and establish payment procedures.
• Assist borrowers in devising a strategy to allow them to keep their vehicle while meeting the obligations of the loan.
• Accurately and professionally document account information and collection activities.
• Utilize skip tracing tools and reference sources to identify and locate delinquent borrowers.
• Other duties as assigned.

Essential Requirements:

• 5+ year(s) of experience in the collections field, preferably in the subprime consumer lending industry.
• Effective communication, negotiation, and problem-solving skills.
• Ability to read, interpret and apply federal, state, and local collections regulations.
• Ability to interact with customers in a professional, tactful, and sensitive manner.
• Ability to thrive in a fast-paced work environment and to work independently and as part of a team.
• Available to work a flexible work schedule and overtime as needed.
• High School Diploma or GED.
• Bilingual (English/Spanish) preferred.

Salary: $22.00 - $30.00 per hour + Bonus

Veros Credit, LLC is an equal opportunity employer.

**This Organization Participates in E-Verify

Keywords:

Automotive, Auto Finance, Automobile, Subprime, Prime, Unsecure Loans, Dealerships, Independent Dealerships, Franchise Dealerships, Skip-tracing, Skip Tracer, Skip Trace, Auto Dialer, Auto Dialing, Vehicle Repossessions, Repayment Plans, Deficiency, Customer Service, Consumer Finance, Collections, Collector, Collecting, Loss Recovery, Collateral Recovery, Post Charge Off, Negotiate, Negotiation, Negotiator, Call Center, Bilingual, Spanish, FDCPA, Noble