Account & Loan Processor

Pioneer Federal Credit Union; Meridian (ID); On-site; USD 49,594,000 - 56,482,000; Full time

Benefits offered by this job

Health, dental and vision insurance

8% Employer Matching 401(k)

Paid holidays

PTO accrual

Tuition reimbursement

Job summary

Pioneer FCU in Meridian, ID is seeking a dynamic Account & Loan Processor (Member Services Representative) to greet members, set up new accounts, respond to questions, and assist with loan applications.

You will process loan disbursements, explain electronic services, and support cross-selling while maintaining confidentiality and accuracy in all member interactions. A high school diploma or GED and at least 1 year of related experience are required.

Qualifications

• Minimum one year of similar or related experience.
• High school education or GED.
• Excellent public relations and client service skills.
• Ability to explain services and assist with loan applications.

Responsibilities

• Greet and assist members with Credit Union needs and open new accounts.
• Explain services, respond to problems, and assist with loan applications.
• Process loan disbursements and promote electronic banking channels.

Skills

One year experience

Credit report analysis

Public relations

Customer service

Education

High school diploma or GED

Job description

Job DetailsJob Location: Meridian Branch - MERIDIAN, ID 83642Position Type: Full TimeJob Category: Banking

Pioneer FCU offers a complete benefits package to all team members that includes, but not limited to:

• An excellent compensation package starting at $17.81 (DOE)
• Bilingual Pay wage differential (additional compensation if fluent in Spanish)
• An 8% Employer Matching dollar-for-dollar 401(k) program after Year One
• Health, dental and vision insurance
• Pioneer pays a minimum of 80% of the premiums for team members AND dependents
• 12 paid holidays including day after Thanksgiving for Team Member Appreciation Day
• Accrue up to 16 days of Paid Time Off in Year One, plus Birthday and Work Anniversary Floating Holidays
• PTO accrual increases with Pioneer seniority
• Up to $300 in Interest-free Wardrobe Salary Advance available on Day One!
• Up to $2,000 in Interest-free Technology Salary Advance
• Up to $1,000 Interest-free Wellness Advance to purchase gym membership, Peloton, or any exercise equipment
• Up to $2,300 in Tuition reimbursement per semester
• Childcare reimbursement up to $100 per child per month
• So much more!

As a progressive financial institution, we are seeking a dynamic and enthusiastic individual to fulfill the role of Account & Loan Processor (Member Services Representative) at our Meridian Branch. Candidates must be eligible for membership at Pioneer to obtain employment.

The Member Service Representative will greet and assist members and potential members with their Credit Union needs; explains services, sets up new accounts, responds to problems, assists members with their loan applications; processes loan disbursements and directs members to the appropriate team members. This position is responsible for offering and explaining electronic and video services for members convenience. Must be proficient with Pioneers electronic channels to include, but not limited to home banking, mobile banking, and my Pioneer Personal Assistant products. Assists other team members with a variety of duties.

Responsibilities Include:

• Open and perform maintenance on consumer and business accounts and loans. Analyze credit reports, looking for opportunities to deepen member relationships and assist members in bringing other products to Pioneer by asking open-ended questions to discover member needs and achieve strategic objectives. Utilize follow up practices on all new loans and deposit accounts for increased sales, proactively identify issues or concerns and asking for referrals. Protect the member and Pioneer through sales of additional loan add-on products. Perform prompt and accurate account and loan maintenance functions.
• Ensures that all inspections and loan documents are done accurately and timely so that Pioneer can secure their lien and lending departments have supporting documents. Ensure all account documentation is opened accurately and timely for auditing purposes. Secures and maintains members confidential information and protects Pioneers reputation. Develop and maintain a thorough knowledge of the credit unions consumer, real estate, and business lending and account policies and procedures. Adheres to the credit union's security and internal controls policy, member service standards, and government regulations. Acts as liaison between members and various organizations and departments. Will be responsible for helping maintain Pioneers brand look and feel at all times.
• Works diligently to stay current on all Pioneers products and services, to include but not limited to deposit accounts, loan products, electronic banking features, video platforms, online account and loan opening, DocuSign for loan closings, signature cards, and forms. Ability to use multiple systems to assist internal and external requests. Completes assigned training to perform job functions or as required by law.

QualificationsExperience:

Minimum one (1) year of similar or related experience.

Education:

A high school education or GED

Interpersonal Skills:

A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and/or is usually of a personal or sensitive nature. Work may involve motivating or influencing others. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary.

Other Skills:

This position requires excellent public relations skills, knowledge of Credit Union services and products, organizational skills to ensure the proper recording and dissemination of required information. Efficiency and accuracy, as well as professionalism in communication, is vital to the successful execution of this position.

Physical Requirements:

Very light physical effort. Typical of most office jobs. Work in comfortable positions. May include constant standing.

Work Environment:

Normal light, heat, air, and space in the work environment.