ABL Credit Delivery Associate I

Truist; Georgia; On-site; USD 102,000 - 138,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

401k plan

Job summary

The ABL Credit Delivery team at Truist (Georgia) underwrites asset-based loans and actively manages the portfolio to meet client needs while ensuring risk/return strategies. Associates support senior teammates, develop deep ABL expertise and mentor junior staff, while adhering to risk and compliance standards.

The role requires strong technical skills and collaborative, fast-paced execution. The base salary for this position is $120,000 annually, with opportunities to grow through experience and

Qualifications

• BA/BS degree
• Licenses: Series 79; Series 63; SIE
• 3+ years of related work experience
• Strong technical skills including financial analysis, modeling, presentation
• Strong leadership and interpersonal skills
• Strong written and verbal communication skills
• High level of adaptability and time management skills
• Demonstrated ability to collaborate across functional areas to facilitate execution
• Proven ability to work well in a fast-paced, team-oriented environment
• MBA degree, with Finance focus
• Prior experience as analyst in financial institution

Responsibilities

• Support senior ABL Structuring and Asset Management Teammates underwriting and closing ABL transactions and ABL portfolio management responsibilities, respectively, with the goal of ultimately taking full ownership of assigned opportunities.
• Develop deep ABL subject matter expertise and apply knowledge into value added ideas.
• Demonstrate strong technical skills, thorough qualitative and quantitative analysis; identify and quantify risk.
• Mentor and develop analyst teammates.
• Adhere to risk/compliance policies and guidelines.
• Work with originations, legal, compliance, risk and operations partners to align strategic objectives, share market knowledge, and facilitate seamless execution in a One Team approach.
• Demonstrate Truist culture and values.

Skills

Financial analysis

Financial modeling

Presentation skills

Leadership

Interpersonal skills

Communication skills

Analytical thinking

Time management

Education

BA/BS degree

MBA degree (Finance focus)

Job description

The ABL Credit Delivery team, comprised of ABL Structuring and ABL Asset Management, underwrites asset-based loans (“ABL”) to new and existing clients and actively manages the existing portfolio to meet client needs while also ensuring appropriate risk/return strategies. ABL Structuring and ABL Asset Management adhere to operational/regulatory compliance in their structuring, underwriting, and managing ABL loans for overall credit quality, collateral monitoring, financial analysis, legal diligence and risk mitigation in the execution of transactions, which may include original approvals, amendments, refinancings and ancillary credit product approvals. ABL Credit Delivery Associates support ABL Structuring and Asset Management in underwriting and portfolio management responsibilities, may be assigned to support senior Credit Delivery Teammates but require increasingly less oversight, be responsible for their assigned opportunities and exhibit confidence in all facets of independent credit evaluation. ABL Credit Delivery Associates take ownership of projects in coordination with Credit Delivery leadership and mentor junior teammates.

Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America)

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Support senior ABL Structuring and Asset Management Teammates underwriting and closing ABL transactions and ABL portfolio management responsibilities, respectively, with the goal of ultimately taking full ownership of assigned opportunities.
• Develop deep ABL subject matter expertise and apply knowledge into value added ideas.
• Demonstrate strong technical skills, thorough qualitative and quantitative analysis; identify and quantify risk.
• Mentor and develop analyst teammates.
• Adhere to risk/compliance policies and guidelines.
• Work with originations, legal, compliance, risk and operations partners to align strategic objectives, share market knowledge, and facilitate seamless execution in a One Team approach.
• Demonstrate Truist culture and values.

Required Qualifications

• BA/BS degree
• Licenses: Series 79; Series 63; SIE
• 3+ years of related work experience
• Strong technical skills including financial analysis, modeling, presentation
• Strong leadership and interpersonal skills which foster teamwork, trust and accountability
• Demonstrated analytical skills – ability to distill complex data into concise and relevant issues.
• Strong written and verbal communication skills
• High level of adaptability and flexibility with strong organizational and time management skills
• Demonstrated ability to collaborate across functional areas to facilitate execution
• Proven ability to work well in a fast-paced, team-oriented environment

Preferred Qualifications

• MBA degree, with Finance focus
• Prior experience as analyst in financial institution

The annual base salary for this position is $120,000.

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation

• All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.
• Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates.
• Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.
• Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.
• As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law.

Truist is a Drug Free Workplace.

EEO is the Law E-Verify IER Right to Work About Truist Truist is a purpose-driven financial services company, formed by the historic merger of equals of BB&T and SunTrust. We serve clients in a number of high-growth markets in the country, offering a wide range of financial services. At Truist, our purpose is to inspire and build better lives and communities. That happens through real care to make things better. To meet client needs, to empower teammates, and to lift up communities. Learn more about Truist on truist.com.