ABL Credit Delivery Associate I

Truist; Atlanta (GA); On-site; USD 108,000 - 132,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

401k plan

Vacation days (10)

Job summary

Truist is seeking an ABL Credit Delivery Associate to support underwriting and portfolio management of asset-based loans. You will work with senior teammates to own opportunities, develop ABL expertise, and ensure risk-aware decisions in a fast-paced, team-oriented environment.

The role emphasizes financial analysis, modeling, and collaboration across legal, risk and operations teams to meet client needs while adhering to compliance standards.

Qualifications

• BA/BS degree required; related licenses may be required.
• 3+ years of experience in credit delivery or related finance roles.
• Strong financial analysis, modeling and presentation skills; ability to distill complex data.

Responsibilities

• Support senior ABL Structuring and Asset Management teams in underwriting and closing transactions.
• Develop deep ABL subject matter expertise and apply knowledge to value-added ideas.
• Demonstrate strong technical analysis and risk assessment across portfolios.
• Mentor junior teammates and uphold risk/compliance policies.
• Coordinate with originations, legal, compliance and risk partners for seamless execution.
• Support a One Team approach with cross-functional collaboration.
• Demonstrate Truist culture and values.

Skills

Financial analysis

Financial modeling

Presentation

Leadership

Communication

Collaboration

Time management

Adaptability

Education

BA/BS degree

MBA degree (Finance focus)

Job description

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you’ll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.

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Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

The ABL Credit Delivery team, comprised of ABL Structuring and ABL Asset Management, underwrites asset-based loans (“ABL”) to new and existing clients and actively manages the existing portfolio to meet client needs while also ensuring appropriate risk/return strategies. ABL Structuring and ABL Asset Management adhere to operational/regulatory compliance in their structuring, underwriting, and managing ABL loans for overall credit quality, collateral monitoring, financial analysis, legal diligence and risk mitigation in the execution of transactions, which may include original approvals, amendments, refinancings and ancillary credit product approvals. ABL Credit Delivery Associates support ABL Structuring and Asset Management in underwriting and portfolio management responsibilities, may be assigned to support senior Credit Delivery Teammates but require increasingly less oversight, be responsible for their assigned opportunities and exhibit confidence in all facets of independent credit evaluation. ABL Credit Delivery Associates take ownership of projects in coordination with Credit Delivery leadership and mentor junior teammates.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1. Support senior ABL Structuring and Asset Management Teammates underwriting and closing ABL transactions and ABL portfolio management responsibilities, respectively, with the goal of ultimately taking full ownership of assigned opportunities.
2. Develop deep ABL subject matter expertise and apply knowledge into value added ideas.
3. Demonstrate strong technical skills, thorough qualitative and quantitative analysis; identify and quantify risk.
4. Mentor and develop analyst teammates.
5. Adhere to risk/compliance policies and guidelines.
6. Work with originations, legal, compliance, risk and operations partners to align strategic objectives, share market knowledge, and facilitate seamless execution in a One Team approach.
7. Demonstrate Truist culture and values.

Required Qualifications

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

1. BA/BS degree
2. Licenses: Series 79; Series 63; SIE
3. 3+ years of related work experience
4. Strong technical skills including financial analysis, modeling, presentation
5. Strong leadership and interpersonal skills which foster teamwork, trust and accountability
6. Demonstrated analytical skills – ability to distill complex data into concise and relevant issues.
7. Strong written and verbal communication skills
8. High level of adaptability and flexibility with strong organizational and time management skills
9. Demonstrated ability to collaborate across functional areas to facilitate execution
10. Proven ability to work well in a fast-paced, team-oriented environment

Preferred Qualifications

1. MBA degree, with Finance focus
2. Prior experience as analyst in financial institution

The annual base salary for this position is $120,000.

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

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