2027 Early Talent Risk Rotational Program

Ally; Charlotte (NC); Hybrid; USD 65,000 - 79,000; Full time

Job summary

Ally is hiring for its Risk Early Talent program in the United States, designed for recent graduates who will rotate through the Independent Risk Management function. The two-year program emphasizes leadership development, risk assessment, and professional growth within Ally’s financial services framework.

You will participate in two 12-month rotations, building technical and business acumen while contributing to risk reviews and control processes.

Qualifications

• Eligible to work in the U.S. without sponsorship.
• Graduating between July 2026 and June 2027.
• Bachelor’s degree is required.
• 0+ years of experience.
• Two-year rotational program in IRM with leadership development.

Responsibilities

• Participate in two 12-month rotational assignments within the Independent Risk Management function.
• Develop technical and professional competencies for future leadership at Ally.
• Support risk management activities and provide credible challenge to business line management.

Skills

Eligibility to work in the U.S. w/o s·

Program Eligibility

Passion for financial services

Demonstrated leadership

Education

Bachelor’s degree

High school diploma or GED

Job description

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Work Schedule

Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

The Risk Early Talent program is designed for highly motivated college graduates with a desire to utilize their degree to further develop their leadership ability within financial services. This two-year program offers two, 12-month rotational opportunities within the Independent Risk Management (IRM) function, which is responsible for independently reviewing risks, and providing credible challenge to business line management of risk and systems of control. The attraction, retention, and development of top talent through the program, prepares individuals to be future leaders of Ally. Through the program’s curriculum and designed experiences, the analysts will develop strong technical and professional competencies to be successful within Ally’s IRM organization and across the company more broadly. In support of Ally’s inclusive culture, the program will continue to build diverse teams.

The Details

• Program Start Date: July 2027
• In-person with flexibility
• 40 hours a week
• Market competitive compensation

The Work Itself

The Risk Early Talent program is designed for highly motivated college graduates with a desire to utilize their degree to further develop their leadership ability within financial services. This two-year program offers rotational opportunities within the Independent Risk Management (IRM) function, which is responsible for independently reviewing risks, and providing credible challenge to business line management of risk and systems of control. The attraction, retention, and development of top talent through the program, prepares individuals to be future leaders of Ally. Through the program’s curriculum and designed experiences, the analysts will develop strong technical and professional competencies to be successful within Ally’s IRM organization and across the company more broadly. In support of Ally’s inclusive culture, the program will continue to build diverse teams.

Areas Of Opportunity

• Technology, Security, and Data Risk
• Market & Liquidity risk
• Insurance Risk
• Credit Risk
• Model Risk
• Data, AI, and Technology Enablement
• Enterprise Rick
• And More!!

The Skills You Bring

• Eligibility to work in the U.S. without sponsorship from the company
• Program Eligibility: Must be graduating between July 2026 and June 2027
• Passion for financial services and professional growth
• Demonstrated academic success and leadership experience (campus, community, professional)

Base Pay Rate

$72,000 USD

We review internal pay, the competitive market, and business environment prior to extending an offer.

Incentive Compensation: This position is eligible to participate in our annual incentive plan.

Minimum Qualifications

• 0+ years of experience
• Bachelor's degree required
• High school Diploma or GED equivalent

How We’ll Have Your Back

Ally’s compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

Time Away

Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).

Planning for the Future

plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.

Supporting your Health & Well-being

flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.

Building a Family

adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.

Work-Life Integration

other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs.

Other Compensations

depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.

To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf

Who We Are

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

In accordance with the Americans with Disabilities Act, if after review of the position expectations, you believe that you may need a medical accommodation to fulfill the duties of this role, please email [e-mail] with details of your accommodation request.

Base Pay Range

An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Incentive Compensation

This position is eligible to participate in our annual incentive plan.