VP, Retail Credit & Risk Analytics Lead

UOB; Singapore; Hybrid; SGD 180,000 - 250,000; Full time

Job summary

United Overseas Bank Ltd (UOB) is seeking a FVP Functional Business Analyst for Retail Credit. You will lead strategic credit operations, oversee risk portfolio management, and drive credit decisioning improvements within a大型 Retail Credit system environment.

The role requires 10+ years in banking, strong leadership, and extensive knowledge of retail lending and credit bureaus. A degree in Finance or Business, with an MBA or CFA being a plus, is preferred.

Qualifications

• 10+ years of experience in banking, across retail lending products and credit cards.
• Strong background in credit origination, collections, and risk portfolio management.
• Experience with credit bureau reporting and portfolio monitoring.

Responsibilities

• Develop and implement strategic plans aligned with the bank's goals.
• Oversee daily operations within the department, ensuring efficiency and compliance.
• Lead and mentor a team, fostering a high-performance culture.
• Manage budgets, resources, and performance metrics.
• Identify and mitigate risks related to operations and regulatory requirements.
• Cultivate relationships with internal and external stakeholders.
• Drive process improvements to enhance productivity and customer satisfaction.
• Present reports to senior management on performance and strategy.

Skills

Credit risk management

Leadership

Stakeholder management

Regulatory understanding

Education

Bachelor's degree in Finance, Business Administration, Economics

MBA or relevant Master's degree

CFA / FRM (plus)

Tools

Credit systems

Decision rules

Scoring engines

Job description

United Overseas Bank Ltd (UOB) is seeking a FVP Functional Business Analyst for Retail Credit. You will lead strategic credit operations, oversee risk portfolio management, and drive credit decisioning improvements within a大型 Retail Credit system environment.

The role requires 10+ years in banking, strong leadership, and extensive knowledge of retail lending and credit bureaus. A degree in Finance or Business, with an MBA or CFA being a plus, is preferred.