First Vice President, Team Lead Credit Analyst

Uob Kay; Singapore; On-site; SGD 80,000 - 100,000; Full time

Job summary

Uob Kay in Singapore is looking for a Team Lead for their Credit Analyst Division. The successful candidate will lead and develop a team of analysts, conduct in-depth financial analyses, and ensure risk assessment aligns with the Bank’s policies. Candidates should have at least 10 years of experience in Commercial Banking Credit Analysis, strong client relationship skills, and the ability to communicate credit recommendations clearly. UOB offers an equal opportunity working environment.

Qualifications

• Minimum of 10 years’ relevant experience in Commercial Banking Credit Analysis.
• Excellent written and verbal communication skills.
• Solid analytical capabilities.

Responsibilities

• Lead, coach, and develop a team of Credit Analysts through training.
• Perform in-depth financial analysis for credit facilities.
• Address audit findings and prepare management reports.

Skills

Client relationship management

Stakeholder engagement

Financial analysis

Credit assessment

Leadership

Education

Degree in Business Administration, Accountancy, Banking and Finance, or related discipline

Job description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

As a Team Lead within the Credit Analyst Division, you will be responsible for leading, coaching, and developing a team of Credit Analysts through structured on‑the‑job training. This includes providing guidance in credit underwriting, risk analysis and management, product knowledge, as well as adherence to internal policies and processes.

In this role, you will perform in‑depth financial analysis and assess the feasibility of new and existing credit facilities. You will ensure that loan structures are appropriate, risks are adequately identified and mitigated, and credit write‑ups are robust, well‑articulated, and aligned with the Bank’s risk appetite.

You will also play a key role in addressing audit findings, responding to queries from Group Credit, and preparing periodic management reports covering new, renewal, and existing loan portfolios. Additional responsibilities include supporting ad‑hoc projects and initiatives as assigned by management.

Job Requirements

• A recognised degree in Business Administration, Accountancy, Banking and Finance, or a related discipline
• Minimum of 10 years’ relevant experience in Commercial Banking Credit Analysis, Commercial Banking Sales, or Relationship Management
• Strong client relationship management and stakeholder engagement skills
• Solid analytical capabilities with a strong foundation in financial analysis and credit assessment
• Sound understanding of key risk drivers and risk mitigation principles
• Excellent written and verbal communication skills, with the ability to articulate credit recommendations clearly
• Presentable, dynamic, self‑driven, and highly motivated, with strong leadership and people development capabilities

Equal Opportunity Employment

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non‑merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.