SME Business Development Consultant (Business Financing)

JC RECRUITMENT AGENCY PTE. LTD.; Singapore; Hybrid; SGD 33,000 - 89,000; Full time

Benefits offered by this job

50%–70% commission on closed cases

Flexible hybrid working environment

Mentorship and hands-on guidance

Strong earning potential

First 3 months earnings up to $8K–$14K

Job summary

Pico Consultancy Pte Ltd is hiring an SME Business Development Consultant in Singapore. The role focuses on building relationships with SME owners, generating leads, and understanding financing needs to match suitable solutions. Training is provided, and you will work in a hybrid setup with ongoing coaching to grow a client portfolio.

Successful newcomers can achieve strong earnings through attractive commissions as you develop your sales career in a supportive team.

Qualifications

• No finance or banking background required; full training provided.

Responsibilities

• Develop new relationships with SME owners and business decision-makers.
• Generate leads through cold calling, referrals, networking and other channels.
• Understand clients' business and financing requirements.
• Recommend suitable financing solutions.
• Manage client relationships throughout the funding process.
• Work with financial institutions and business partners to facilitate applications.
• Build a long-term portfolio of SME clients.

Job description

Pico Consultancy Pte Ltd

Location: Singapore

Employment Type: Full-Time

Work Arrangement: Hybrid

Salary: Attractive Commission

Experience: No experience required — Training Provided

About Pico Consultancy

At Pico Consultancy, we help Singapore SMEs identify and secure suitable financing solutions for their businesses.

Our solutions include Business Loans, Working Capital Financing, Property Financing, Trade Financing, Invoice Financing, Hire Purchase, Debt Restructuring and more.

With experienced professionals, including former bankers, in our team, we combine financial expertise with practical solutions for business owners.

“Banks said no? We say yes.”

We are expanding our team and looking for motivated, ambitious individuals who are hungry to succeed in sales.

The Role

As an SME Business Development Consultant, you will:

• Develop new relationships with SME owners and business decision-makers
• Generate leads through cold calling, referrals, networking and other channels
• Understand clients' business and financing requirements
• Recommend suitable financing solutions
• Manage client relationships throughout the funding process
• Work with financial institutions and business partners to facilitate applications
• Build a long-term portfolio of SME clients

You do not need a finance or banking background. Full training and ongoing guidance will be provided.

Who We're Looking For

We are looking for people with drive, ambition and a genuine interest in sales.

At Pico, we believe the right attitude can be more valuable than a perfect resume.

We have successfully trained and developed many brokers over the years who eventually went on to lead their own teams, including individuals who came from completely different backgrounds and had no prior experience in financial services.

What matters most is your hunger to succeed, willingness to learn and commitment to putting in the work.

If you are looking for a role where you can simply clock in and clock out without being driven by results, this may not be the right fit.

We respect your time and ours, so we are looking for candidates who are genuinely serious about building a career in sales.

If you're ambitious, coachable and ready to work hard, we want to hear from you.

What We Offer

Attractive Commission

• 50%–70% commission on closed cases
• Very flexible hybrid working environment
• Close mentorship and hands‑on guidance — we teach you everything we can, with no holding back
• Strong earning potential based on performance
• Successful newcomers can potentially earn $8K–$14K within their first 3 months

Structured Training

• Comprehensive training for candidates with or without finance experience
• Ongoing coaching and on‑the‑job support
• Learn directly from experienced financial professionals

Hybrid Working Environment

• Flexible hybrid work arrangement after training
• Greater flexibility while maintaining team support and accountability
• Enjoy more freedom to spend time with family, travel or manage your personal commitments without compromising your career

Career Growth

• Build expertise in SME financing and financial advisory
• Develop your own client portfolio and professional network
• Opportunity to progress into senior and leadership roles
• Grow with a rapidly expanding team