Senior Officer / Manager, Commercial Vehicle Loan Processing, Emerging Enterprise

United Overseas Bank Limited; Singapore; On-site; SGD 33,000 - 47,000; Full time

Job summary

United Overseas Bank Limited (UOB) in Singapore is seeking a detail-oriented staff member to process Commercial Vehicle Hire Purchase loan applications from origination to approval. You will assess creditworthiness, conduct KYC screening, and ensure strict adherence to regulatory guidelines.

The role requires a Diploma in Finance/Accountancy/Banking with strong communication, resilience under pressure, and proficiency in Microsoft Office skills.

Qualifications

• Excellent communication and interpersonal skills.
• Able to work under pressure, manage multiple tasks, and meet deadlines.
• Proficient in Word, Excel, PowerPoint, and Outlook.
• Diploma qualification in Finance, Accountancy, Banking, or related field.
• Diploma - Accounting & Finance.

Responsibilities

• Process CV-HP loan applications from origination to approval.
• Assess creditworthiness according to credit policies and lending guidelines.
• Perform name screening per Know Your Customer (KYC) guidelines.
• Ensure all processing activities comply with laws, regulations, and internal policies.
• Process loan applications accurately within the stipulated Turnaround Time (TAT).
• Manage workload effectively and meet business and operational targets.

Skills

Strong communication

Ability to work under pressure

Attention to detail

Education

Diploma in Finance/Accountancy/Banking

Diploma - Accounting & Finance

Tools

Microsoft Office

Job description

About the Employer

United Overseas Bank Limited (UOB) is a leading bank in ASEAN with a global network in Southeast Asia, Asia Pacific, Europe and North America. Operating through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, we have a global network of about 430 branches and offices in 19 markets. At the heart of UOB is our culture, shaped by the UOB Way and anchored on our four values – Honourable, Enterprising, United and Committed. For more than 90 years, these values have guided how we do right by our customers, collaborate with one another and create long-term value for the communities we operate in. As One Bank, we are committed to helping our colleagues build sustainable careers grounded in purpose, supported by strong values, and enriched with meaningful opportunities to grow.

Job Description

• Process Commercial Vehicle Hire Purchase (CV-HP) loan applications submitted by car dealers, from loan origination through to approval.
• Assess the creditworthiness of CV-HP applicants in accordance with the bank’s credit policies and lending guidelines.
• Perform name screening on applicants in accordance with Know Your Customer (KYC) guidelines.
• Ensure all processing activities comply with applicable laws, regulations, internal policies, and lending guidelines.
• Ensure loan applications are processed accurately and within the stipulated turnaround time (TAT).
• Manage workload effectively and work under pressure to meet business and operational targets.

Requirements

• Excellent communication and interpersonal skills. Meticulous, responsible, and hardworking, with strong attention to detail.
• Able to work under pressure, manage multiple tasks, and meet deadlines.
• Proficient in Microsoft Office applications, including Word, Excel, PowerPoint, and Outlook.
• Minimum Diploma qualification, preferably in Finance, Accountancy, Banking, or a related field.
• Additional Requirements Diploma - Accounting & Finance

Equal Opportunity Statement

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.