Senior Global Payments Architect & AI-Driven Platform Lead

Tencent; Singapore; On-site; SGD 120,000 - 170,000; Full time

Job summary

Tencent is seeking a Senior Software Engineer to own the bank integration layer of a high-scale payment network. You will lead the global connectivity design and drive AI-enabled improvements across development and operations.

You will champion secure, compliant architectures and mentor engineers while elevating cross-border engineering practices. This role demands hands-on coding, system design, and a proactive AI-forward mindset in a fintech context.

Qualifications

• 2+ years in banking/payment systems.
• Knowledge of ISO 20022/SWIFT and FX lifecycles.

Responsibilities

• Architect global connectivity and design high-availability payment gateways.
• Engineer resilience to near-zero downtime and duplicate-free transactions at scale.
• Innovate with AI by adopting AI-powered tools and autonomous agents.
• Own security handshake architecture protecting global transactions.
• Provide technical leadership through reviews and mentoring across teams.

Skills

Fintech experience

ISO 20022/SWIFT

FX lifecycles

OAuth2

Mutual TLS

Digital signatures

AI mindset

Tools

Java

Spring Boot

Kafka

RocketMQ

MySQL optimization

Job description

Tencent is seeking a Senior Software Engineer to own the bank integration layer of a high-scale payment network. You will lead the global connectivity design and drive AI-enabled improvements across development and operations.

You will champion secure, compliant architectures and mentor engineers while elevating cross-border engineering practices. This role demands hands-on coding, system design, and a proactive AI-forward mindset in a fintech context.