Senior Cards & Payments Solutions Architect (End-to-End)

DA SOFTWARE PTE. LTD.; Singapore; On-site; SGD 180,000 - 240,000; Full time

Job summary

DA SOFTWARE PTE. LTD. in Singapore seeks a Senior Payment & Cards Solution Architect to define end-to-end architecture for complex cards and payments initiatives across issuing, acquiring, ATM and POS environments.

You will collaborate with business, technology, product, security and delivery teams to design scalable, secure payment platforms and ensure high availability, performance and resilience in a live environment.

Qualifications

• 10+ years in complex banking/payment technology environments.
• 10+ years Cards and Payments experience.
• 10+ years ATM/POS switching and transaction processing.
• 10+ years Issuing and Acquiring platforms.
• Strong knowledge of end-to-end card transaction lifecycle.
• Proven experience designing enterprise-scale payment solutions and integration architectures.
• Strong understanding of real-time transaction processing and payment routing.
• Experience with high-volume, mission-critical payment platforms.
• Strong knowledge of API, middleware and system integration.
• Excellent stakeholder management and communication skills.

Responsibilities

• Define and own end-to-end solution architecture for Cards and Payments platforms and transformation initiatives.
• Design scalable, secure and resilient solutions across Card Issuing, Acquiring, ATM and POS environments.
• Architect solutions involving payment switches, card management systems, payment gateways and banking platforms.
• Design and review transaction flows covering authorisation, routing, clearing and settlement.
• Provide architecture leadership for ISO 8583 and ISO 20022 messaging, mapping, transformation and system integration.
• Define integration architecture between payment platforms, core banking systems, digital channels and external payment networks.
• Develop solution architecture documents, integration designs, interface specifications and technical roadmaps.
• Evaluate existing payment architecture and recommend modernisation, migration and optimisation approaches.
• Ensure architecture meets requirements for high availability, scalability, performance, security and resiliency.
• Work closely with engineering and delivery teams through design, development, testing, certification, migration and production implementation.
• Conduct architecture and technical design reviews and provide guidance to development and integration teams.
• Collaborate with business stakeholders, product teams, vendors, payment networks and technology teams to translate requirements into technical solutions.
• Identify architecture risks, dependencies and constraints and recommend solutions.
• Provide technical leadership for complex Cards and Payments transformation programs.

Skills

Overall Delivery Experience

Cards Domain

ATM/POS Switching

Issuing & Acquiring

End-to-end card lifecycle

Enterprise-scale solutions

Real-time processing

High-volume platforms

API/middleware integration

Stakeholder management

Education

Bachelor's degree in Computer Science/IT/Engineering

Relevant certifications

Job description

DA SOFTWARE PTE. LTD. in Singapore seeks a Senior Payment & Cards Solution Architect to define end-to-end architecture for complex cards and payments initiatives across issuing, acquiring, ATM and POS environments.

You will collaborate with business, technology, product, security and delivery teams to design scalable, secure payment platforms and ensure high availability, performance and resilience in a live environment.