Senior Payment and Cards Solution Architect - Contract at DA SOFTWARE PTE. LTD.

DA SOFTWARE PTE. LTD.; Singapore; On-site; SGD 180,000 - 240,000; Full time

Job summary

DA SOFTWARE PTE. LTD. is seeking a Senior Payment and Cards Solution Architect for a contract role in Outram, Singapore. You will define end-to-end architecture for complex Cards and Payments initiatives, coordinating with business, product, security and delivery teams.

The role requires 10+ years in banking/payments tech, deep cards domain experience, and leadership in architecture reviews and program delivery. You will guide integrations with payment networks and core banking systems.

Qualifications

• Bachelor's degree in Computer Science, Information Technology, Engineering or related discipline.
• Architecture, cloud, payments or relevant professional certifications would be advantageous.
• Strong knowledge of end-to-end card and payments lifecycle.

Responsibilities

• Define end-to-end solution architecture for Cards and Payments platforms and transformation initiatives.
• Design scalable, secure solutions across Issuing, Acquiring, ATM and POS environments.
• Architect solutions involving payment switches, card management systems, gateways and banking platforms.
• Define integration architecture between payment platforms, core banking systems and external networks.
• Develop architecture documents, interface specs and technical roadmaps.
• Collaborate with stakeholders to translate requirements into technical solutions.
• Provide leadership for complex Cards and Payments transformation programs.

Skills

Cards & Payments

ISO 8583

ISO 20022

Solution Architecture

Payment Switching

Card Issuing

Acquiring

API & Middleware

Stakeholder Mgmt

Education

Bachelor's degree in CS/IT/Engineering

Certifications in Architecture/Payments (advantage)

Tools

Cloud & Hybrid Architecture

Job description

Senior Payment and Cards Solution Architect - Contract at DA SOFTWARE PTE. LTD. in Outram, S00, SG.

Role Overview

We are looking for a highly experienced Senior Payment & Cards Solution Architect with deep expertise across the Cards and Payments ecosystem , including Issuing, Acquiring, ATM/POS Switching, ISO 8583 and ISO 20022 . The successful candidate will be responsible for defining end-to-end solution architecture for complex Cards and Payments initiatives, working closely with business, technology, product, infrastructure, security and delivery teams.

Key Responsibilities

• Define and own end-to-end solution architecture for Cards and Payments platforms and transformation initiatives.
• Design scalable, secure and resilient solutions across Card Issuing, Acquiring, ATM and POS environments .
• Architect solutions involving payment switches, card management systems, payment gateways and banking platforms .
• Design and review transaction flows covering authorisation, routing, clearing and settlement .
• Provide architecture leadership for ISO 8583 and ISO 20022 messaging, mapping, transformation and system integration.
• Define integration architecture between payment platforms, core banking systems, digital channels and external payment networks.
• Develop solution architecture documents, integration designs, interface specifications, system interaction diagrams and technical roadmaps .
• Evaluate existing payment architecture and recommend modernisation, migration and optimisation approaches.
• Ensure architecture meets requirements for high availability, scalability, performance, security and resiliency .
• Work closely with engineering and delivery teams throughout design, development, testing, certification, migration and production implementation.
• Conduct architecture and technical design reviews and provide guidance to development and integration teams.
• Collaborate with business stakeholders, product teams, vendors, payment networks and technology teams to translate requirements into appropriate technical solutions.
• Identify architecture risks, dependencies and technical constraints and recommend appropriate solutions.
• Provide technical leadership for complex Cards and Payments transformation programs.

Mandatory Experience & Skills

• Overall Delivery Experience: 10+ years in complex banking/payment technology environments.
• Cards Domain: 10+ years of strong Cards and Payments experience.
• ATM/POS Switching: 10+ years of deep experience in ATM/POS switching and transaction processing.
• Issuing & Acquiring: 10+ years of extensive experience across card Issuing and Acquiring platforms.
• Strong knowledge of the end-to-end card transaction lifecycle , including authorisation, clearing, settlement, reconciliation and exception handling.
• Proven experience designing enterprise-scale payment solutions and integration architectures .
• Strong understanding of real-time transaction processing and payment routing.
• Experience working with high-volume, highly available and mission-critical payment platforms.
• Strong knowledge of API, middleware and system integration concepts.
• Strong stakeholder management and communication skills, with the ability to engage both technical teams and senior business stakeholders.

Preferred Experience

• Experience with leading Card Management Systems and Payment Switching platforms .
• Experience integrating with major card schemes and payment networks.
• Knowledge of EMV, tokenisation, payment security and PCI DSS .
• Experience with payment platform modernisation and legacy-to-modern architecture transformation.
• Exposure to API/microservices, event-driven architecture and cloud/hybrid architectures within banking environments.
• Experience managing complex payment platform migrations and cutovers.
• Strong experience with payment messaging standards and transaction flows -ISO 8583 / ISO 20022:.

Qualifications

• Bachelor's degree in Computer Science, Information Technology, Engineering or a related discipline.
• Architecture, cloud, payments or relevant professional certifications would be advantageous.

Employment Type Contract