Risk Officer (Bank)

Pasona Singapore Pte. Ltd.; Singapore; Sur place; SGD 34 000 - 40 000; Plein temps

Résumé du poste

Pasona Singapore Pte. Ltd. is seeking a Risk Officer (Bank) to monitor the branch's credit portfolio, perform risk analysis, and assist in KYC/AML processes. The role includes preparing periodic risk reports and supporting covenant management and stress testing.

A degree in banking or finance and 2–5 years of experience are preferred. Salary starts from S$3,300 monthly, with growth potential. The successful candidate will collaborate with branch management and head office, ensure compliance, and

Qualifications

• Degree or Diploma in Banking & Finance or equivalent.
• 2–5 years of relevant experience in banking, financial services, risk management, credit analysis, KYC/AML, audit, or related functions.
• Basic understanding of corporate lending, credit risk, and financial statement analysis.

Responsabilités

• Monitor the Branch's credit portfolio and identify emerging risks.
• Conduct portfolio analysis and prepare periodic credit risk reports.
• Perform annual reviews, credit grading reviews, and covenant management activities.
• Monitor covenant compliance and support follow-up actions, including waiver requests and breach management.
• Support the monitoring and ongoing administration of project finance and other lending transactions.
• Perform stress testing and scenario analysis to assess portfolio resilience.
• Assist Branch Management in monitoring asset quality and concentration risk.
• Review KYC and customer due diligence documentation prepared by business units.
• Conduct independent verification and risk-based assessment of customer profiles.
• Identify potential AML/CFT concerns and escalation issues where appropriate.
• Support periodic KYC reviews and customer onboarding processes.
• Coordinate with the Compliance Manager on KYC-related matters.
• Act as a checker for KYC reviews, with final approval and oversight provided by the Compliance Manager.
• Prepare risk management reports for Branch Management, Head Office, and regulatory authorities.
• Act as secretary for the Branch Credit Risk Committee, including preparation of meeting materials and minutes.
• Coordinate and respond to information requests from Head Office and relevant stakeholders.
• Support information gathering, analysis, documentation, and coordination with Head Office in relation to project finance and other credit transactions.
• Support the maintenance and enhancement of portfolio monitoring tools and risk metrics.
• Conduct stress testing and scenario analyses and prepare related reports.
• Analyze portfolio trends and provide management information to support decision‑making.

Connaissances

Analytical skills

Communication

Coordination

Multitasking

Formation

Degree or Diploma in Banking & Finance

Outils

Excel

PowerPoint

Description du poste

Position: Risk Officer (Bank) (Job ID: 20468)

• Raffles Place

• Basic + VB

Job Description:

Credit Risk Monitoring and Portfolio Management

• Monitor the Branch's credit portfolio and identify emerging risks.

• Conduct portfolio analysis and prepare periodic credit risk reports.

• Perform annual reviews, credit grading reviews, and covenant management activities.

• Monitor covenant compliance and support follow-up actions, including waiver requests and breach management.

• Support the monitoring and ongoing administration of project finance and other lending transactions.

• Perform stress testing and scenario analysis to assess portfolio resilience.

• Assist Branch Management in monitoring asset quality and concentration risk.

KYC and Customer Due Diligence Review

• Review KYC and customer due diligence documentation prepared by business units.

• Conduct independent verification and risk-based assessment of customer profiles.

• Identify potential AML/CFT concerns and escalation issues where appropriate.

• Support periodic KYC reviews and customer onboarding processes.

• Coordinate with the Compliance Manager on KYC-related matters.

• Act as a checker for KYC reviews, with final approval and oversight provided by the Compliance Manager.

Management Reporting and Head Office Liaison

• Prepare risk management reports for Branch Management, Head Office, and regulatory authorities.

• Act as secretary for the Branch Credit Risk Committee, including preparation of meeting materials and minutes.

• Coordinate and respond to information requests from Head Office and relevant stakeholders.

• Support information gathering, analysis, documentation, and coordination with Head Office in relation to project finance and other credit transactions.

Risk Analysis and Stress Testing

• Support the maintenance and enhancement of portfolio monitoring tools and risk metrics.

• Conduct stress testing and scenario analyses and prepare related reports.

• Analyze portfolio trends and provide management information to support decision‑making.

Other Responsibilities

• Perform any other duties, projects, or assignments as directed by the General Manager and Risk Manager.

• Support ad hoc initiatives, management projects, and process improvement activities as required.

Job Requirements:

• Degree or Diploma in Banking & Finance or equivalent

• 2-5 years of relevant experience in banking, financial services, risk management, credit analysis, KYC/AML, audit, or related functions.

• Basic understanding of corporate lending, credit risk, and financial statement analysis.

• Strong analytical, communication, and coordination skills.

• Ability to manage multiple responsibilities simultaneously.

• Proficiency in Microsoft Excel, PowerPoint, and report preparation.

• Japan language capability would be an advantage to read report in Japan language

We regret that only shortlisted candidates will be notified. Other applications will be updated to our database for future job opportunities.

fixed monthly salary of S$3,300 and above.