Risk Officer

Good Job Creations (Singapore) Pte Ltd; Singapore; On-site; SGD 60,000 - 100,000; Full time

Job summary

Good Job Creations (Singapore) Pte Ltd is hiring a Credit Risk professional to monitor branch credit portfolios, assess risks and perform portfolio analysis. You will conduct credit risk reviews, KYC/CDD assessments and prepare risk reports for management and regulators.

The role involves stress testing, scenario analysis, and supporting risk committees, audits, and regulatory requirements, with collaboration across Head Office and Branch teams.

Qualifications

• 2–5 years of experience in banking, especially in Credit Risk, Credit Analysis, KYC/AML or related functions.
• Basic knowledge of corporate lending, credit risk assessment and financial statement analysis.
• Strong analytical, problem-solving and report-writing skills.
• Proficient in Excel and PowerPoint for management reports and presentations.
• Good communication and stakeholder management across functions.

Responsibilities

• Monitor the Branch's credit portfolio, assess emerging risks and conduct portfolio analysis, including credit reviews and covenant monitoring.
• Perform credit risk assessments, stress testing and scenario analysis to evaluate portfolio quality and potential exposures.
• Review KYC and Customer Due Diligence (CDD) documentation, conduct independent risk assessments and identify potential AML/CFT concerns.
• Prepare risk management reports, portfolio analysis and management presentations for Branch Management, Head Office and regulatory reporting.
• Support credit risk committee meetings, audit exercises and regulatory requirements.
• Liaise with Head Office and internal stakeholders on credit risk matters, project finance transactions and other banking-related activities.
• Assist with risk management initiatives, process improvements and ad hoc projects as required.

Skills

Analytical thinking

Problem solving

Report writing

Stakeholder management

Communication skills

Tools

Excel

PowerPoint

Job description

JOB ID:1703478

Key Responsibilities

• Monitor the Branch's credit portfolio, assess emerging risks and conduct portfolio analysis, including credit reviews and covenant monitoring.
• Perform credit risk assessments, stress testing and scenario analysis to evaluate portfolio quality and potential exposures.
• Review KYC and Customer Due Diligence (CDD) documentation, conduct independent risk assessments and identify potential AML/CFT concerns.
• Prepare risk management reports, portfolio analysis and management presentations for Branch Management, Head Office and regulatory reporting.
• Support credit risk committee meetings, audit exercises and regulatory requirements.
• Liaise with Head Office and internal stakeholders on credit risk matters, project finance transactions and other banking-related activities.
• Assist with risk management initiatives, process improvements and ad hoc projects as required.

Requirements

• 2-5 years of relevant experience in banking, particularly in Credit Risk, Credit Analysis, KYC/AML, Audit or related functions.
• Basic knowledge of corporate lending, credit risk assessment and financial statement analysis.
• Strong analytical, problem-solving and report-writing skills.
• Proficient in Microsoft Excel and PowerPoint, with the ability to prepare management reports and presentations.
• Good communication and stakeholder management skills, with the ability to work across multiple functions.

We regret that only shortlisted candidates will be notified. However, all applications will be updated to our resume bank for future opportunities.

Please kindly refer to the Privacy Policy of Good Job Creations for your reference: https://goodjobcreations.com.sg/en/privacy-policy/