Relationship Manager / Loan Officer – Business Development

PLATINUM CREDIT PTE. LTD.; Singapore; On-site; SGD 39,000 - 56,000; Full time

Benefits offered by this job

Performance incentives

Commissions

Training provided

Job summary

Platinum Credit Pte. Ltd. is a licensed moneylending company in Singapore, established since 2010, with a strong track record and reputation in the lending industry.

We are looking for a young, driven and commercially minded Loan Officer / Relationship Manager to join our team. The role involves building your own network, originating loan opportunities, meeting borrowers and managing the loan process from application to disbursement.

Qualifications

• Diploma or above required.
• Strong interpersonal and communication skills.
• Pleasant, confident and professional in dealing with people.
• Sociable and comfortable meeting new people.
• Street-smart, commercially minded and able to identify business opportunities.
• Self-motivated and able to work independently.
• Results-oriented and motivated by performance-based incentives.
• Able to build genuine long-term relationships and referral networks.
• Comfortable in a fast-paced, target-driven environment.

Responsibilities

• Develop and expand your own network of clients, introducers and business contacts.
• Identify and originate suitable loan opportunities through personal networking and professional relationships.
• Meet prospective borrowers to understand their financial needs and circumstances.
• Assess loan applications and supporting documents.
• Conduct credit assessment and make recommendations in accordance with company policies and regulatory requirements.
• Approve loans within the authorised limits and procedures.
• Manage the loan process from application through disbursement.
• Maintain strong relationships with existing clients and develop repeat business and referrals.
• Monitor repayments and follow up on outstanding payments professionally.
• Maintain accurate client records and ensure proper documentation and compliance.
• Work closely with management to develop new business opportunities and expand the company's client network.

Skills

Interpersonal skills

Communication skills

Professional demeanor

Sociable

Networking

Self-motivated

Independent work

Results oriented

Performance incentives

Relationship building

Education

Diploma / Polytechnic qualification or above

Job description

Platinum Credit Pte. Ltd. is an established licensed moneylending company in Singapore, operating since 2010 with a strong track record and reputation in the lending industry.

We are looking for a young, driven and commercially minded Loan Officer / Relationship Manager to join our team.

This is not a desk-bound administrative role.

We are looking for someone who is street-smart, sociable, resourceful and confident in building relationships. Someone who enjoys meeting people, developing networks and creating business opportunities.

If you are hungry to succeed, enjoy working with people and want a career where your performance can directly translate into attractive earnings, we want to hear from you.

ROLE & RESPONSIBILITIES

• Develop and expand your own network of clients, introducers and business contacts.
• Identify and originate suitable loan opportunities through personal networking and professional relationships.
• Meet prospective borrowers to understand their financial needs and circumstances.
• Assess loan applications and supporting documents.
• Conduct credit assessment and make recommendations in accordance with company policies and regulatory requirements.
• Approve loans within the authorised limits and procedures.
• Manage the loan process from application through disbursement.
• Maintain strong relationships with existing clients and develop repeat business and referrals.
• Monitor repayments and follow up on outstanding payments professionally.
• Maintain accurate client records and ensure proper documentation and compliance.
• Work closely with management to develop new business opportunities and expand the company's client network.

WHO WE ARE LOOKING FOR

We are looking for someone who is hungry, energetic and resourceful.

You should be:

• Diploma / Polytechnic qualification or above.
• Strong interpersonal and communication skills.
• Pleasant, confident and professional in dealing with people.
• Sociable and comfortable meeting new people.
• Street-smart, commercially minded and able to identify business opportunities.
• Self-motivated and able to work independently.
• Results-oriented and motivated by performance-based incentives.
• Able to build genuine long-term relationships and referral networks.
• Comfortable working in a fast-paced, target-driven environment.

Relevant experience is an advantage

Candidates with experience in:

• Banking
• Financial advisory
• Loans / credit
• Insurance
• Property agency
• Wealth management
• Sales / business development
• Customer relationship management

are strongly encouraged to apply.

However, we are also prepared to train the right candidate with the right attitude, personality and drive.

WHAT WE OFFER

Attractive Remuneration

Basic salary: S$3,500 – S$5,000 per month

Plus attractive performance incentives and commissions based on business performance.

High-performing Relationship Managers can earn significantly above their basic salary, subject to individual performance and the company's incentive structure.

Why Join Platinum Credit?

Established & Stable
Established since 2010, with a strong operating track record in Singapore.

Strong Industry Presence
Join an established player in the lending industry rather than an unproven startup.

Prime City Hall Location
Convenient and prestigious central location with excellent MRT connectivity.

Training Provided
Comprehensive on-the-job training covering loan processes, credit assessment, documentation, compliance and client management.

Entrepreneurial Working Environment
Work in a lean organisation where your initiative and performance are visible and valued.

Build Your Own Network
Develop your own professional network and client relationships and turn them into long-term business opportunities.

Career Progression
Clear opportunities to progress into senior relationship management, team leadership and business development roles.

Performance-Driven Rewards
Your ability to develop business and build relationships is directly recognised through attractive performance incentives.

Long-Term Career Opportunity
Join an established and financially stable company where you can build a long-term career in the financial services industry.

WE ARE LOOKING FOR PEOPLE WHO ARE:

HUNGRY. RESOURCEFUL. SOCIABLE. AMBITIOUS.

You don't need to come from a big bank.

You don't need to have 10 years of experience.

We are looking for someone who knows how to talk to people, build relationships, spot opportunities and make things happen.

If you are looking for a role where you can learn, build your network, develop your career and earn according to your performance, this could be the opportunity for you.