Relationship Manager, F&B, Midcap, Institutional Banking Group

Dbs Bank; Singapore; On-site; SGD 90,000 - 130,000; Full time

Job summary

DBS Bank in Singapore seeks an experienced Relationship Manager for its Institutional Banking Group. You will manage corporate borrowing relationships, structure deals, and spot opportunities while coordinating with credit/risk teams.

The role focuses on midcap clients and a broad range of banking products in a dynamic market. Ideal candidates hold a university degree with 4–6 years in commercial banking sales, and possess a strong client orientation, risk understanding, and a proactive,

Qualifications

• University degree; 4–6 years in sales within commercial banking for midcap corporates.
• Understanding of credit risks and ability to discuss with credit/risk teams.
• Knowledge of corporate and investment banking products including cash management, deposits, trade finance, working capital, loans, M&A.

Responsibilities

• Provide corporate customers with a full range of commercial banking products and services.
• Solicit and develop new borrowing relationships and warm leads.
• Manage customer relationships to identify opportunities and structure deals.
• Proactively manage and monitor borrowing accounts for profitability.
• Submit timely credit reviews and escalate credit changes when needed.
• Implement Mid Cap business strategy to increase market share and targets.

Skills

Relationship management

Credit risk evaluation

Mid Cap banking

Client engagement

Deal structuring

Opportunity spotting

Education

University degree

Job description

Business Function

DBs Institutional Banking Group provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards.

Responsibilities

• Provide corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans, bancassurance and foreign exchange.
• Solicit and develop new borrowing relationships, warm lead referrals from existing borrowers and / or Relationship Managers’ contacts;
• Customer relationship management to spot new business opportunities, understand customers’ requirements, structure deal and proper evaluation of credit risks including identifying significant risks and mitigating factors to achieve a balance stance for the customer and bank;
• Proactive management, supervision and monitoring of an existing pool of borrowing accounts to achieve optimum utilization rate and profitability.
• Timely submission of credit review, being alert to credit deterioration or improvement, and taking timely action (including elevation to senior bankers and credit);
• Implement & execute Mid Cap business strategy to increase market share & to achieve targets consistent with Mid Cap revenue, ROE & Cost / Income ratio targets and risk control & compliance.

Requirements

• University degree with 4 to 6 years of relevant experience in sales within the commercial banking space, handling midcap corporates
• Good understanding of credit risks and ability to independently conduct discussions with credit / risk management teams would be preferrable
• Good knowledge of various corporate and investment banking products including cash management services, current accounts, time deposits, trade finance, working capital finance, loans, M&A
• Ability to solicit and develop new borrowing relationships
• Proficiency in customer relationship management to spot new business opportunities, understand customers’ requirements, and structure deals.
• Ability to properly evaluate credit risks, including identifying significant risks and mitigating factors to achieve a balanced stance for the customer and bank.
• Competence in proactive management, supervision, and monitoring of an existing pool of borrowing accounts to achieve optimum utilization rate and profitability.
• Strong sense of commitment and accountability, possess a business focus mindset, self-motivated to deliver work of the highest standard; energetic, service oriented and highly motivated

Location

DBS Asia Central

Job

Relationship Management

Schedule

Regular

Employee Status

Full time