Product Manager (Core Platform)

you.co; Singapore; On-site; SGD 60,000 - 80,000; Full time

Benefits offered by this job

Broad exposure to critical product areas

Collaboration with senior leaders

High ownership and real-world impact

Job summary

A leading fintech company in Singapore is seeking a Product Manager to join their team. This role involves owning and driving product initiatives, translating business needs into product requirements, and collaborating closely with engineering and operational teams. The ideal candidate will have 1–4 years of experience, strong analytical skills, and the ability to work on technically complex products. This position offers the opportunity to work on impactful financial solutions and grow within a dynamic and innovative environment.

Qualifications

• 1–4 years of experience in product management or a closely related role.
• Strong ability to understand workflows across multiple departments.
• Comfortable working on technically complex or backend-heavy products.
• Clear written communicator with a focus on documentation.

Responsibilities

• Drive product initiatives from problem definition to delivery.
• Translate business needs into clear product requirements.
• Work on backend-heavy systems, APIs, and data flows.
• Improve system reliability and accuracy across transaction flows.
• Contribute to roadmap planning and backlog prioritisation.

Skills

Product Management

Business Analysis

Technical Understanding

Effective Communication

Collaboration

Job description

YouTrip is the leading and fastest-growing multi-currency payment platform in Asia Pacific. In 2018, we pioneered the region's first multi-currency digital wallet. Now, YouTrip is the #1 multi-currency digital wallet trusted by millions across the region, processing over US$15 billion in total payment value annually.

Our consumer and business propositions – YouTrip and YouBiz – empower individuals and businesses with inclusive, accessible, and affordable financial solutions. YouTrip has raised over US$110 million to date, including its recent Series B round led by global venture capital firm Lightspeed Venture Partners—underscoring strong investor confidence in its mission to transform digital financial services across the Asia Pacific.

Recognised as World Economic Forum’s Global Innovator 2025, CNBC’s World’s Top Fintech Companies (2025, 2024), and LinkedIn’s Top Startup (2025, 2024, 2023), YouTrip is dedicated to creating the next generation of digital finance services for consumers and businesses.

Valuing an entrepreneurial culture of diversity and inclusion, we are seeking driven individuals to join our fast-growing regional team as we push the boundaries of innovative fintech solutions.

We are looking for a Product Manager to join YouTrip’s Product team, working on our core platform that powers critical user, transaction, and operational capabilities. This role is ideal for a technically curious Product Manager with 1–4 years of experience who enjoys working on complex systems and wants to understand how a fintech product operates end-to-end. You will work on one of our core problem spaces at a time, owning meaningful product areas while developing a strong understanding of how our platform, internal teams, and external partners work together. The scope spans user-facing experiences, internal tools, and backend systems that must be accurate, reliable, and scalable. This role reports into the Director of Product Management and works closely with engineering, operations, finance, risk, compliance, and customer support teams.

What you’ll do

• Own and drive product initiatives within a core platform area, from problem definition through delivery and iteration
• Translate business, operational, and regulatory needs into clear product requirements and system workflows
• Work closely with engineers on backend-heavy systems, integrations, APIs, data flows, and edge cases
• Improve system reliability, accuracy, and scalability across transaction flows, internal processes, and controls
• Partner with internal teams to reduce manual work, operational risk, and customer-impacting issues
• Support integrations with external partners and vendors, ensuring clear ownership and expectations
• Contribute to roadmap planning, backlog prioritisation, and sequencing with awareness of dependencies and trade-offs
• Define and track product and operational metrics such as system accuracy, turnaround time, failure rates, and user impact
• Produce clear documentation including product requirements, workflows, and system diagrams

Qualifications

• 1–4 years of experience in product management, business analysis, or a closely related role
• Comfortable working on technically complex or backend-heavy products
• Strong ability to understand workflows that cut across engineering, operations, finance, and risk
• Curious, fast learner who is not intimidated by ambiguity, constraints, or regulated environments
• Able to work closely with engineers and ask thoughtful questions about system behaviour, data, and failure modes
• Structured thinker who can break down messy problems into practical, executable solutions
• Clear written communicator who values good documentation and clarity
• Collaborative, low-ego team player who takes ownership and follows through

Bonus (not required)

• Exposure to fintech, payments, financial systems, or regulated products
• Experience with internal tooling, operational platforms, or system integrations
• Familiarity with risk, compliance, fraud, or control-related product areas
• Technical background or strong comfort working with backend systems

Why join YouTrip

• Work on core systems that directly impact users, money movement, and platform trust
• Gain broad exposure across critical product areas early in your career
• Learn how strong product teams operate in a fast-scaling fintech
• High ownership, real-world impact, and close collaboration with senior product and engineering leaders
• Opportunity to deepen into a specific core area over time as your strengths develop