Private Bank - Structured Lending, AVP

Deutsche Bank AG; Singapore; Hybrid; SGD 120,000 - 180,000; Full time

Benefits offered by this job

Hybrid working arrangements

25 days annual paid leave

Comprehensive leave benefits

Job summary

Deutsche Bank AG in Singapore seeks a Lending Officer to support credit structuring, financing solutions, and execution for the APAC region. You will collaborate with Lending Management, Sales Coverage, Business Risk Management and Investment Solutions to implement strategy and ensure adherence to internal controls and regulatory requirements.

The role emphasizes analyzing complex transactions, crafting tailored financing packages for UHNW clients and Family Offices, and maintaining strong

Qualifications

• 4-5 years+ experience in private banking, investment bank or financing related groups within well regarded financial institutions
• Knowledge in fundamental financial analysis including on corporates
• Possesses good understanding of credit process, policies, and related legal/regulatory requirements. Thorough knowledge of capital markets and derivatives products
• Strong communicator (both written and verbal) with an ability to write concise reports

Responsibilities

• Lend to Lending team, Coverage, Business Risk and Investment Managers to facilitate growth of the PB’s lending book
• Support the structuring and execution of tailored financing solutions for clients (Ultra High Net Worth clients and Family Offices) in the South Asia market region
• Focus on structured financing solutions against less liquid assets, e.g. Share Backed Financing, Real Estates, Alternative Investments, Structured Products
• Deal with both flow transactions and cases with exceptions to credit policy, large exposures, concentrations, extended credits and require risk mitigation strategies
• Participate in new business initiatives and product development, and enhance the credit platform to drive growth
• Attend client meetings with Sales/Coverage to discuss structured product features and liaise with lawyers/clients on documentation
• Monitor ongoing transactions and contribute to drafting marketing, deal execution materials and internal desk reports
• Shape credit-related processes, policies and platform enhancements

Skills

Financial analysis

Credit policy knowledge

Analytical skills

Team collaboration

AI tools usage

Job description

The Lending Officers work closely with Lending Management, Sales Coverage, Business Risk Management and Investment Solution Team to implement and execute Lending business strategy and transactions for the APAC region. Lending Officers will be supporting credit structuring and execution of financing solutions, including business, financial and legal analysis, due diligence, documentation and credit approval processes, ensuring execution success to the Bank’s highest standards. This is a challenging role which requires a strong ability to be agile and to work with key stakeholders to deliver on aggressive growth plans. Accountability includes attainment of set of performance targets, optimum resource utilization and adherence to relevant internal policies/controls and regulatory requirements.

What we will offer you:

A healthy, engaged and well-supported workforce are better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That’s why we are committed to providing an environment with your development and wellbeing at its center.

You can expect:

• Comprehensive leave benefits
• Hybrid working arrangements
• 25 days of annual paid leave, plus public holiday
• A culture of continuous learning to aid progression

Your key responsibilities:

• Lending team, Coverage, Business Risk and Investment Managers to facilitate growth of the PB’s lending book
• To support the structuring and execution of tailored financing solutions for clients (Ultra High Net Worth clients and Family Offices) in the South Asia market region aligned with risk appetite, return thresholds and internal credit policies
• Focus primarily on structured financing solutions against less liquid assets, i.e. Share Backed Financing, Real Estates, Alternative Investments, Structured Products
• To deal with both flow transactions and specifically focus on cases that have an element of exception to credit policy, large exposures, concentrations, extended credits and require extensive analysis and risk mitigation strategies (covenants, hedging etc)
• To participate in new business initiatives and product development, and to enhance the credit platform to drive growth for the franchise
• Opportunity to participate in client meetings along with Sales/Coverage to work on the key features of the structured product and liaise with internal/external lawyers and clients on legal documentation help closing transactions.
• Responsible for monitoring ongoing transactions and be involved in the review/drafting of marketing, deal execution materials and internal desk reports.
• Shape credit-related processes, policies and platform enhancements

Your skills and experience:

• 4-5 years+ of relevant experience gained in private banking, investment bank or financing related groups within well regarded financial institutions
• Knowledge in fundamental financial analysis including on corporates
• Possesses good understanding of credit process, policies, and related legal/ regulatory requirements. Thorough knowledge of capital markets and derivatives products
• Strong communicator (both written and verbal skills) with an ability to write concise reports
• Have an open mindset and respects challenging views from different stakeholders
• Strong analytical skills and an independent decision-maker with ability to support or defend conclusions.
• Team oriented, flexible, diligent, self-motivated and willing to set example to junior teammates
• Ability to collaborate effectively with wide range of cultures / personal styles and to establish strong partnership with infrastructure staff
• Ability to work under pressure and deadlines
• Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs

About us and our teams:

Deutsche Bank is the leading German bank with strong European roots and a global network. click here to see what we do.

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.