Manager, CAD

First Abu Dhabi Bank (FAB); Singapore; On-site; SGD 70,000 - 110,000; Full time

Job summary

First Abu Dhabi Bank (FAB) Singapore is seeking a Credit Administration professional to assist the Regional Head of CAD in performing credit administration functions and to prepare and update documentation for credit facilities. The role includes ensuring authenticity of security documents and encoding/activating credit limits in the banking system.

You will support APAC CAD per SLA, prepare reports, and may step up from maker to checker while providing regional support across APAC.

Qualifications

• Degree with at least 5 years banking experience.
• Experience in Credit Administration function is a must.

Responsibilities

• Assist the Regional Head of CAD in performing Credit Administration duties under CAD-International, Head Office.
• Prepare and update documentation relating to credit facilities and ensure accurate detailing prior to system inputs.
• Ensure the authenticity of the security documents executed by customers.
• Encode/activate/authorize credit limits and lodge credit documentation into the Bank’s system.
• Support APAC CAD as per agreed SLA in their credit control and documentation.
• Prepare, validate and circulate related reports.
• Maker role with potential to step up as checker; provide functional support to APAC region.

Education

Degree

Job description

• To assist the Regional Head of CAD in performing the Credit Administration function in conjunction with and under the guidance of CAD-International, Head Office.
• To prepare and updating of documentation relating to credit facilities and accurate detailing prior to system inputs.
• To ensure the authenticity of the security documents executed by the customers.
• To encode / activate/ authorise credit limits and lodgment of credit documentation into the Bank’s system.
• To support APAC CAD as per agreed SLA in their credit control and documentation (where required).
• Prepare, validate and circulate related reports.
• The staff primarily performs as maker in above roles but may be required to step up and take on dual responsibility as checker. This role would include functional support to APAC region.

KEY RESPONSIBILITIES

Security and Documentation

• Ensure that credit approvals are approved by delegated/relevant credit authority.
• Preparation and review of standard and non-standard documentation, security related documents and other condition precedent documents, etc. in compliance with sanctioned credit approvals.
• Ensure all security / support documents have been properly executed and authorised and where required, properly registered with relevant authorities/government bodies.
• Coordinate with Product Specialists/Coverage/Credit/Group Legal (as required) to complete the documentation process prior to activation of facility limits in the System.
• Ensure approvals from relevant authorities are held for deferrals/ waivers of any incomplete documents.
• Ensure rectification of existing discrepancies / deficiencies (if any) in documentation.
• Lodge and maintain up to date security documents / collaterals in the Bank’s system.
• Verify and confirm periodically at the renewal of credit facilities, all required security / support documents are physically held in (dual) safe custody and uploaded in the systems.
• Ensure safe-keeping and archiving of credit documentation in the vaults.
• Review / verify approvals obtained for release of collaterals, security documentation and ensure there are no liabilities / outstanding and facilities are cancelled.
• Circulate documentation deficiency (expired / deferred documents) reports and follow up for its timely submission / renewal. Update the records/systems accordingly.

Credit Control

• Upon receiving approved credit application, update customer’s data and encode the credit limits in the Bank’s systems.
• Upon completion of credit documentation, to activate the credit limits in the Bank’s systems.
• Ensure the limits are correctly setup and activated in the systems in line with approved grouping, product types, terms & conditions, rate structure, fees & any other special instructions.
• Maintain and review the credit limits periodically and at every annual review dates in the Systems.
• Co-ordinate with stakeholders and work closely with HO on limits allocations.

Management Information Systems (MIS) and Reporting

• Ensure integrating accurate and timely internal and regulatory reporting.
• Prepare and disseminate reports relating to, collateral, documentation deficiencies and any other relevant reports.
• Collaborating with IT on system enhancements as and when requirements.
• Deliver on any other reports requested by CAD-HO and management.

Administrative Role

• Responsible for the daily BAU activities for CAD Singapore.
• Support FAB Labuan on all CAD functions, including but not limited to documentation and credit limit maintenance in both GLCMS and Intellect.
• Support APAC CAD as per agreed SLA.
• Meet the SLA agreed with stakeholders.
• Support CAD and projects assigned.

REQUIREMENTS / QUALIFICATIONS

Knowledge & Experience

• Degree with at least 5 years banking experience.
• Experience in Credit Administration function is a must.