Head of Credit Documentation, Asia

Indosuez Wealth Management; Singapore; Vor Ort; SGD 180.000 - 240.000; Vollzeit

Zusammenfassung

Indosuez Wealth Management in Singapore seeks a Head of Credit Documentation to lead a team that prepares, reviews and finalizes complex credit documentation for high-net-worth clients. You will ensure control and compliance while delivering a seamless client experience.

The role requires 10+ years in Private Banking credit risk with deep Lombard, insurance, mortgage and structured lending knowledge, plus strong leadership and regulatory understanding for Singapore and Hong Kong.

Qualifikationen

• Bachelor’s degree in finance, business, economics, or related discipline.
• Minimum 10 years in Private Banking credit risk with deep knowledge of credit documentation (Lombard, Insurance, Mortgage, Structured lending).
• Good knowledge of regulatory framework in Singapore and Hong Kong.
• Strong legal interpretation abilities and meticulous attention to detail.
• Strong written and verbal communication and interpersonal skills.
• Ability to lead a team and work independently under pressure.

Aufgaben

• Prepare and finalize Lombard and bespoke credit documentation.
• Work with Internal Legal to approve templates and manage documentation matters.
• Coordinate with internal teams and external solicitors to keep documentation on track.
• Monitor and report documentation status, lodgment, and perfection of collateral.
• Review and ensure compliance with laws and internal policies during documentation.
• Support credit documentation queries from Front Office and assist with regulatory reporting (MAS 610, MAS Survey, TBGS).
• Assist with process improvements and system enhancements.

Kenntnisse

Strong leadership

Attention to detail

Communication skills

Prioritization

Team management

Ausbildung

Bachelor’s degree in finance, business, economics, or related discipline

Jobbeschreibung

The Head of Credit Documentation is a key member of the lending value chain reporting to the Chief of Staff, Asia. In this role, you will lead a collaborative team that prepares, reviews, and finalizes complex and bespoke credit and security agreements for high-net-worth clients, helping to deliver a seamless client experience while maintaining strong documentation standards, control, and compliance.

You will have the opportunity to support the below tasks, but not limited to: -

Document Preparation

• Prepare and manage standard Lombard and bespoke credit documentation, including life insurance financing, single-stock/concentrated lending, and other structured credit facilities.
• Work closely with Internal Legal to agree appropriate templates and manage other documentation matters as required.

Risk & Compliance: Ensure all relevant approval conditions and/or covenants are included in credit documentation.

Stakeholder Coordination: Liaise with internal teams and external solicitors to keep documentation on track and ensure a smooth, timely completion process.

Administration/Monitoring/Reporting:

• Manage status overview for issued documentation and track their return.
• Ensure any document deficiencies are accurately tracked and escalated
• Manage lodgment of completed documentation for timely safekeeping, track for documentation perfection and maintain credit documentation files.
• Periodic account monitoring, checking of credit limits, where relevant.
• Perform documentation and other required checks for returned documentation to ensure completeness and accuracy, validate fulfillment of conditions precedent, perfection of collaterals and compliance with internal policies and procedures
• Review of legal opinions (where relevant, with internal Legal) to ensure compliance with applicable laws and regulations for documentation requirements
• Assist with the review of and update of documentation processes and procedures
• Conduct /oversee periodic checks on security documents based on required scope
• Provide effective support for credit documentation queries from Front Office
• Conduct/oversee regulatory reporting on credit exposures eg MAS 610, MAS Survey, TBGS and mortgage loan retagging.
• Assist with projects, UAT and contribute to the successful delivery and enhancements of systems and processes

Team Leadership: Lead, coach, and support documentation specialists to improve team efficiency and service quality.

Legal & Regulatory

• Comply with all applicable legal, regulatory and internal requirements linked to credit documentation.
• Responsible for credit documentation in Singapore and Hong Kong booking and servicing in support of the Asia Chief of Staff.

REQUIREMENTS

• Bachelor’s degree in finance, business, economics, or any related discipline.
• Minimum of 10 years in Private Banking credit risk, with deep specific knowledge of credit documentation (Lombard, Insurance, Mortgage and Structured lending).
• Good knowledge of regulatory framework in Singapore and Hong Kong
• Strong legal interpretation abilities, meticulous attention to detail, and clear communication for dealing with stakeholders as well as team members.
• Good written, communication and interpersonal skills.
• Ability to prioritize, organize, lead a team and work independently.
• Self-motivated, proactive and able to multi-task and work under pressure.
• Demonstrate flexibility and willingness to accept new assignments and challenges in a rapidly changing environment.