Junior Settlement Analyst - FinTech Payments

Liquid Group; Singapore; On-site; SGD 47,000 - 67,000; Full time

Job summary

Liquid Group in Singapore is seeking a Junior Settlement Officer to support daily settlement activities for various payment schemes, partners, and currency corridors. You will ensure accuracy, timeliness, and traceability in settlement operations and reconciliation.

This role suits someone detail-oriented, analytical, and eager to grow in financial operations within the payments industry. Ideal candidates will have familiarity with SQL, Excel, and standard settlement workflows, along with a

Qualifications

• Diploma or Bachelor’s degree in Finance, Business, Accounting, Banking, Economics, or related field.
• Strong understanding of basic accounting concepts, transaction processing, and reconciliation.
• Familiarity with QR payments, FAST, PayNow is an advantage.
• Basic FX concepts and hedging fundamentals.
• Basic SQL knowledge to support data extraction and reporting.
• Proficiency in Microsoft Excel (lookup, pivot tables, formulas).
• Comfortable with operational systems, dashboards, and bank portals.

Responsibilities

• Daily Settlement & Reconciliation: Review and verify daily Settlement Reports across various payment channels.
• Prepare and upload bank files for daily settlement with merchants.
• Check and confirm that all incoming deposits for cross-border remittance are correctly allocated to clients.
• Perform daily reconciliation of bank accounts to ensure settlements for all partners have been received and recorded accurately.
• Assist in identifying settlement discrepancies and escalate to senior team members or managers.
• Support documentation of settlement procedures, exception handling, and process updates.
• Assist with integration testing, system testing, UAT, and implementation activities related to settlement workflows.
• Participate in requirement-gathering discussions and help conduct gap analysis of current settlement processes.
• Support new initiatives to improve automation, efficiency, and accuracy in settlement operations.

Skills

SQL

Microsoft Excel

Analytical reasoning

Attention to detail

Education

Finance/Business/Accounting/Economics degree

Tools

SQL

Excel

Job description

Liquid Group in Singapore is seeking a Junior Settlement Officer to support daily settlement activities for various payment schemes, partners, and currency corridors. You will ensure accuracy, timeliness, and traceability in settlement operations and reconciliation.

This role suits someone detail-oriented, analytical, and eager to grow in financial operations within the payments industry. Ideal candidates will have familiarity with SQL, Excel, and standard settlement workflows, along with a