Global Consumer Financing Intern (Global Payment) - 2027 Start

ByteDance; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

ByteDance is seeking a Global Consumer Financing Product Manager in Singapore to own the full lifecycle of BNPL and Personal loan products, from market analysis to launch and optimization. You will collaborate with regional teams and risk, engineering, design and compliance to ensure global consistency while fitting local regulatory needs.

The role demands strong ownership, curiosity, and capability to drive measurable growth through data-driven experimentation and cross-functional leadership

Qualifications

• Bachelor's degree or above from a well-recognized university, STEM disciplines preferred.
• Strong logical and structured thinking; ability to break down complex problems.
• Outstanding communication, presentation and coordination skills across diverse teams.

Responsibilities

• Define and optimize core product journeys for BNPL and Personal loan lifecycles.
• Drive growth while balancing risk with the risk team and growth teams.
• Lead cross-regional collaboration with local teams, engineering, design, legal and compliance.
• Lead data-driven experimentation, define metrics and run A/B tests to iterate.

Skills

Analytical thinking

Cross-functional collaboration

Data-driven decision making

Education

Bachelor's degree or above (STEM preferred)

Job description

Responsibilities

As a Global Consumer Financing Product Manager, you will be deeply involved in managing the full lifecycle of our two core product lines — BNPL and Personal loan — from market analysis and user research to product design, launch execution and iterative optimization. We are looking for someone with strong curiosity and a strong sense of ownership to work with us to:

• Define and optimize core product journeys: Take ownership of analyzing and optimizing key conversion funnels, identify user pain points, and design product solutions that can significantly improve user experience and core business metrics.
• Drive business growth while balancing risk: Work with solution and growth teams to plan and execute strategies for acquisition, activation and retention, and partner closely with the risk team to strike the optimal balance between business expansion and risk control.
• Drive cross-regional and cross-functional collaboration: Work closely with local teams in different countries and regions, as well as engineering, design, legal and compliance partners, to ensure product solutions meet global consistency requirements while also fitting local market needs and regulatory requirements.
• Lead data-driven experimentation: Use in-depth data analysis to define and monitor core business metrics, and design and run A/B tests to validate product hypotheses and drive continuous product iteration.

Qualifications

Minimum Qualification(s)

• Bachelor's degree or above from a well-recognized university, all majors are welcome, with STEM disciplines such as Computer Science, Mathematics or Physics preferred.
• Excellent logical and structured thinking, with the ability to break down complex problems into actionable components and clearly articulate your reasoning process.
• Outstanding communication, presentation and coordination skills, with the ability to proactively collaborate with team members from diverse backgrounds to drive projects forward.

Preferred Qualification(s)

• Strong interest in international business and the consumer financing space, with a strong sense of ownership and self-motivation, and the ability to keep learning and growing in a fast-paced, highly challenging environment.

Job Information

About Us

Founded in 2012, ByteDance's mission is to inspire creativity and enrich life. With a suite of more than a dozen products, including TikTok, Lemon8, CapCut and Pico as well as platforms specific to the China market, including Toutiao, Douyin, and Xigua, ByteDance has made it easier and more fun for people to connect with, consume, and create content.

Why Join ByteDance

Inspiring creativity is at the core of ByteDance's mission. Our innovative products are built to help people authentically express themselves, discover and connect – and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and enrich life - a mission we work towards every day.

As ByteDancers, we strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. By constantly iterating and fostering an \"Always Day 1\" mindset, we achieve meaningful breakthroughs for ourselves, our Company, and our users. When we create and grow together, the possibilities are limitless. Join us.

Diversity & Inclusion

ByteDance is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At ByteDance, our mission is to inspire creativity and enrich life. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.