Global Consumer Financing Intern (Global Payment) - 2027 Start

BYTEDANCE PTE. LTD.; Singapore; On-site; SGD 13,000 - 20,000; Part time

Job summary

ByteDance is offering an internship in its Global Payment team in Singapore. You will participate in managing BNPL and personal loan product lifecycles, from market analysis to design, launch and iterative improvement.

Ideal candidates show curiosity, ownership and strong collaboration skills, and can work with engineering, design, legal and compliance teams across regions.

Qualifications

• Bachelor's degree or above from a recognized university, STEM disciplines preferred.
• Excellent logical and structured thinking.
• Outstanding communication, presentation and coordination skills.
• Strong curiosity, ownership and willingness to learn in a fast-paced environment.

Responsibilities

• Define and optimize core product journeys and key conversion funnels.
• Drive growth while balancing risk with the risk team.
• Lead cross-regional collaboration with engineers, designers, and compliance.
• Lead data‑driven experimentation and A/B testing.

Skills

Logical thinking

Communication

Ownership mindset

Cross-functional collab

Education

Bachelor's degree or above (STEM preferred)

Job description

Responsibilities

About the Team

The Global Payment team of ByteDance provides payment solutions

• including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, reconciliations, and so on to ensure that our users have a smooth and secure payment experience on ByteDance platforms including TikTok.

We are looking for talented individuals to join us for an internship. Our internship program offers students hands‑on experience, industry exposure, and opportunities to apply their knowledge to real‑world challenges while building a strong foundation for personal and professional growth. Interns will gain practical experience, explore potential career paths, and participate in social events, learning programs, and development workshops alongside industry professionals.

Responsibilities: As a Global Consumer Financing Product Manager, you will be deeply involved in managing the full lifecycle of our two core product lines - BNPL and Personal loan - from market analysis and user research to product design, launch execution and iterative optimization.

We are looking for someone with strong curiosity and a strong sense of ownership to work with us to:

• Define and optimize core product journeys: Take ownership of analyzing and optimizing key conversion funnels, identify user pain points, and design product solutions that can significantly improve user experience and core business metrics.
• Drive business growth while balancing risk: Work with solution and growth teams to plan and execute strategies for acquisition, activation and retention, and partner closely with the risk team to strike the optimal balance between business expansion and risk control.
• Drive cross-regional and cross-functional collaboration: Work closely with local teams in different countries and regions, as well as engineering, design, legal and compliance partners, to ensure product solutions meet global consistency requirements while also fitting local market needs and regulatory requirements.
• Lead data-driven experimentation: Use in-depth data analysis to define and monitor core business metrics, and design and run A/B tests to validate product hypotheses and drive continuous product iteration.

Qualifications

• Minimum Qualification(s) - Bachelor's degree or above from a well-recognized university, all majors are welcome, with STEM disciplines such as Computer Science, Mathematics or Physics preferred.
• - Excellent logical and structured thinking, with the ability to break down complex problems into actionable components and clearly articulate your reasoning process.
• - Outstanding communication, presentation and coordination skills, with the ability to proactively collaborate with team members from diverse backgrounds to drive projects forward.
• Preferred Qualification(s) - Strong interest in international business and the consumer financing space, with a strong sense of ownership and self‑motivation, and the ability to keep learning and growing in a fast‑paced, highly challenging environment.

Job Information

Founded in 2012, ByteDance's mission is to inspire creativity and enrich life. With a suite of more than a dozen products, including TikTok, Lemon8, CapCut and Pico as well as platforms specific to the China market, including Toutiao, Douyin, and Xigua, ByteDance has made it easier and more fun for people to connect with, consume, and create content.

Inspiring creativity is at the core of ByteDance's mission. Our innovative products are built to help people authentically express themselves, discover and connect - and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and enrich life - a mission we work towards every day.

As ByteDancers, we strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. By constantly iterating and fostering an \"Always Day 1\" mindset, we achieve meaningful breakthroughs for ourselves, our Company, and our users. When we create and grow together, the possibilities are limitless. Join us.

Diversity & Inclusion

ByteDance is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At ByteDance, our mission is to inspire creativity and enrich life. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.