Finance Manager

HitPay; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

HitPay in Singapore is seeking a Finance Manager to own the finance function end to end, including books, reconciliations, safeguarding, audit and regulatory submissions across group entities.

You will lead a small team of two Finance Operations Executives and work closely with the CEO as a business partner on unit economics, take rate, cost to serve and margins.

Qualifications

• 6+ years of finance experience with a Big 4 foundation (audit or equivalent).
• Qualified accountant - CA (Singapore), ACCA, CPA or equivalent.
• Proven ownership of a full-cycle close and a statutory audit.
• Experience managing auditors across multiple legal entities or jurisdictions.
• People management experience, or clear evidence you're ready for it.
• Genuinely hands-on. comfortable in reconciling tens of thousands of transactions.
• Strong Excel/Google Sheets. Comfortable with large transaction datasets.
• Based in Singapore with existing right to work.

Responsibilities

• Own the monthly and annual close across all group entities - accurate books, closed on time, every month.
• Maintain the general ledger, intercompany positions, FX translation, revenue recognition and accruals.
• Produce management accounts and the reporting pack for the CEO, board and investors.
• Own daily and monthly reconciliation between acquirer/scheme settlement and internal ledger, merchant payouts and the bank.
• Own the merchant payable position and prove what is owed to merchants at any point in time.
• Prepare and file all regulatory submissions on time and accurately across jurisdictions.
• Own the annual safeguarding audit and respond to regulator queries or inspections.
• Deliver signed accounts on time across all entities.

Skills

Excel

Google Sheets

People management

Hands-on

SQL

Education

CA (Singapore) / ACCA / CPA or equivalent

Tools

SQL

Job description

Singapore | Full-time | On-site | Reports to the CEO

ABOUT THE ROLE

We're looking for a Finance Manager to own the finance function end to end -

books, merchant reconciliation, safeguarding, audit and regulatory submissions

across our group entities - while leading a team of two Finance Operations

Executives.

This is a hands-on role. You will be in the reconciliations, in the ledger, and

in the numbers yourself, not reviewing from a distance. You will also sit close

to the CEO as a genuine business partner: when a question comes up about unit

economics, take rate, cost to serve or the margin on a given payment method, you

are the person who knows the answer and can show the working.

WHAT YOU'LL OWN

Books and close

• Own the monthly and annual close across all group entities - accurate books, closed on time, every month.
• Maintain the general ledger, intercompany positions, FX translation, revenue recognition and accruals.
• Produce management accounts and the reporting pack for the CEO, board and investors.

Merchant reconciliation and settlement

• Own daily and monthly reconciliation between acquirer/scheme settlement, our internal ledger, merchant payouts and the bank.
• Own the merchant payable position - know what we owe merchants at any point in time, and be able to prove it.
• Investigate and clear breaks at source. Reconciliation differences get root-caused, not carried forward.
• Work with Engineering and Operations to fix the upstream causes of recurring

Safeguarding and regulatory

• Own safeguarding of relevant money under the MAS Payment Services Act - daily computation, segregation, the safeguarding undertaking, and reconciliation of safeguarded balances against merchant liability.
• Prepare and file all regulatory submissions on time and accurately, across the jurisdictions we operate in.
• Own the annual safeguarding audit and any regulator queries or inspections that touch finance.
• Maintain the controls and evidence trail that make all of the above defensible.

Audit

• Own the annual statutory audit for the group and for each subsidiary, in every jurisdiction we operate in.
• Be the primary point of contact for auditors - scope the timeline, prepare the PBC schedules, answer queries directly and close them out.
• Manage local auditors, tax agents and corporate secretarial providers across
• Deliver signed accounts on time. No extensions as a matter of course.

Team

• Lead, coach and develop two Finance Operations Executives.
• Set the standard for accuracy and timeliness, and build process and documentation so the function scales beyond three people.

WHAT WE'RE LOOKING FOR

Required

• 6+ years of finance experience, with a Big 4 foundation (audit or equivalent assurance practice).
• Qualified accountant - CA (Singapore), ACCA, CPA or equivalent.
• Proven ownership of a full-cycle close and a statutory audit as the
• Experience managing auditors across multiple legal entities or jurisdictions.
• People management experience, or clear evidence you're ready for it.
• Genuinely hands-on. You are comfortable in a reconciliation of tens of thousands of transactions, and you would rather open the file than ask for a summary.
• Strong Excel/Google Sheets. Comfortable working with large transaction datasets.
• Based in Singapore with existing right to work.

Strongly preferred

• Payments, fintech, e-money or financial services experience - particularly merchant settlement, float management or safeguarding.
• Working knowledge of the MAS Payment Services Act, specifically safeguarding requirements.
• SQL, or the willingness to learn it. Much of what you need lives in a data warehouse.
• Experience in a startup or high-growth environment where the finance function is being built rather than inherited.

How you work

• Deadlines are commitments. Close dates, filing dates and audit dates do not slip.
• You go to the root cause. A break that reappears next month wasn't fixed.
• You are direct with the CEO - you flag problems early and bring a recommendation with them.
• You are comfortable with ambiguity and with building process where none exists.

WHY THIS ROLE

You will own the entire finance function of a regulated, multi-entity payments business, with direct access to the CEO and real influence over pricing, cost structure and where the business invests. The scope is broader than a Finance Manager role at a larger company, and the pace is faster.

About HitPay

HitPay is a full-stack payments infrastructure platform for growing businesses in APAC. Founded in 2016 and headquartered in Singapore, HitPay unifies e-commerce, point-of-sale, and B2B payments — cards, PayNow, QR, digital wallets, and local rails — into a single platform, so merchants can accept, send, and reconcile money across the region from one account. More than 15,000 businesses use HitPay, which has saved SMEs over US$35M in fees (Trustpilot 4.4/5). It is regulated across six markets and backed by leading global investors, including Tiger Global, Y Combinator, Global Founders Capital, and HOF Capital.