Digital Wealth & Payments Product Analyst – API & GenAI Testing _ 09 Months Contract

NTT SINGAPORE PTE. LTD.; Singapore; On-site; SGD 180,000 - 240,000; Part time

Job summary

NTT SINGAPORE PTE. LTD. seeks a principal-level specialist to lead complex digital banking initiatives spanning retail banking, wealth management, investments, insurance and payments.

This hands-on role combines senior business analysis, digital product ownership, API solution analysis, scaled Agile delivery and Generative AI-assisted testing. Candidates must have recent delivery experience within a bank’s customer-facing internet or mobile banking environment.

Qualifications

• At least 10+ years of overall technology-delivery experience.
• At least 10 years of combined Business Analysis, Product Management or Product Ownership experience.
• At least 5 years of recent experience within a bank delivering customer-facing internet or mobile banking capabilities.
• Recent hands-on delivery experience across both retail digital banking and digital wealth management.
• Experience across CASA, deposits, cards, loans and payments.
• Experience with six investment or wealth products: unit trusts, bonds, equities, FX, derivatives, insurance.
• End-to-end payment experience across domestic and cross-border transfers and remittances.

Responsibilities

• Lead digital banking initiatives from discovery, product strategy and requirements definition through implementation, UAT, release and production stabilisation.
• Own product roadmaps, epics, user stories, acceptance criteria, business rules, product backlogs and cross-platform dependencies.
• Deliver customer-facing functionality across CASA, deposits, cards, lending, payments, investments, wealth and insurance.
• Analyse complex payment journeys involving domestic and overseas transfers, cross-border remittances, payment controls, payee management and transaction limits.
• Perform functional analysis of SWIFT MT/MX and ISO 20022 payment messages, including mapping, validation and exception handling.
• Lead wealth-product journeys involving unit trusts, structured products, equities, bonds, FX, derivatives and regular savings plans.
• Review REST APIs and OpenAPI specifications using Swagger and Postman.
• Define payload mappings, validation rules, service orchestration, error handling and upstream/downstream dependencies.
• Coordinate digital channels, middleware, core banking, payment engines and external service integrations.
• Use Generative AI tools for requirements analysis, API-documentation review, dependency identification and test-scenario generation.
• Lead AI-assisted functional and regression testing while maintaining auditability, traceability and banking-data controls.
• Facilitate Scrum ceremonies, backlog refinement and SAFe programme increment planning.
• Coordinate senior stakeholders across product, operations, technology, architecture, risk, compliance, cybersecurity, testing and vendors.
• Mentor Business Analysts and establish standards for requirements quality and end-to-end traceability.

Skills

Digital banking

Generative AI

SAFe Agile

Stakeholder management

Product ownership

API analysis

Education

Bachelor's degree in Engineering/Computer Science/IT

Tools

Jira

Confluence

Azure DevOps

Swagger/OpenAPI

Postman

SQL

Figma

Job description

Hiring Details

• Contract Duration: 9 months
• Number of Resources: 1
• Employment Type: Contract

Role Summary

We are seeking a principal-level specialist to lead complex digital banking initiatives spanning retail banking, wealth management, investments, insurance and payments. This is a hands-on role combining senior business analysis, digital product ownership, API solution analysis, scaled Agile delivery and Generative AI-assisted testing.

Candidates must demonstrate recent delivery experience within a bank’s customer-facing internet or mobile banking environment. Generalist Business Analysts, Project Managers, Scrum Masters, Product Owners without banking product depth, and candidates with only operations or production-support experience will not meet the role requirements.

Responsibilities

• Lead digital banking initiatives from discovery, product strategy and requirements definition through implementation, UAT, release and production stabilisation.
• Own product roadmaps, epics, user stories, acceptance criteria, business rules, product backlogs and cross-platform dependencies.
• Deliver customer-facing functionality across CASA, deposits, cards, lending, payments, investments, wealth and insurance.
• Analyse complex payment journeys involving domestic and overseas transfers, cross-border remittances, payment controls, payee management and transaction limits.
• Perform functional analysis of SWIFT MT/MX and ISO 20022 payment messages, including mapping, validation and exception handling.
• Lead wealth-product journeys involving unit trusts, structured products, equities, bonds, FX, derivatives and regular savings plans.
• Review REST APIs and OpenAPI specifications using Swagger and Postman.
• Define payload mappings, validation rules, service orchestration, error handling and upstream/downstream dependencies.
• Coordinate digital channels, middleware, core banking, payment engines and external service integrations.
• Use Generative AI tools for requirements analysis, API-documentation review, dependency identification and test-scenario generation.
• Lead AI-assisted functional and regression testing while maintaining auditability, traceability and banking-data controls.
• Facilitate Scrum ceremonies, backlog refinement and SAFe programme increment planning.
• Coordinate senior stakeholders across product, operations, technology, architecture, risk, compliance, cybersecurity, testing and vendors.
• Mentor Business Analysts and establish standards for requirements quality and end-to-end traceability.

Mandatory Requirements

Applicants must satisfy all the following requirements:

• At least 10 + years of overall technology-delivery experience.
• At least 10 years of combined Business Analysis, Product Management or Product Ownership experience.
• At least 5 years of recent experience within a bank, delivering customer-facing internet or mobile banking capabilities.
• Recent hands-on delivery experience across both retail digital banking and digital wealth management.
• Experience across CASA, fixed deposits, credit cards, debit cards, personal loans, mortgage loans, balance transfers and payment controls.
• Experience covering at least six investment or wealth products: unit trusts, structured products, equities, bonds, FX, derivatives, insurance and regular savings plans.
• End-to-end payment experience across domestic transfers, overseas transfers, cross-border payments, remittances, bill payments, payee management and scheduled transfers.
• Hands-on knowledge of SWIFT MT, SWIFT MX and ISO 20022, including payment-message mapping and validation.
• Hands-on API functional-analysis experience using REST APIs, Swagger/OpenAPI and Postman.
• Experience mapping dependencies across digital channels, APIs, middleware, payment systems and core banking platforms.
• Experience with at least two of the following banking platforms: Finacle, Fiserv VisionPLUS and Oracle FLEXCUBE.
• Experience leading product discovery, roadmaps, requirements workshops, backlog prioritisation, UAT and production releases.
• Hands-on experience applying Generative AI to requirements analysis, API analysis or test-scenario generation in enterprise delivery.
• Experience implementing or leading AI-assisted test automation for customer-facing banking functions.
• Strong working experience with Jira, Confluence, Azure DevOps, Figma and SQL.
• Practical experience working under both Scrum and SAFe Agile, including programme increment planning.
• Previous hands-on software-development experience before moving into Business Analysis or Product Management.
• Experience delivering digital products across banking and at least three other industries.
• Experience managing geographically distributed business and engineering teams.
• Bachelor’s degree in Engineering, Computer Science or Information Technology.

Mandatory Certifications

Applicants must hold :

• Certified Business Analysis Professional or equivalent
• Certified Scrum Product Owner or equivalent
• Certified ScrumMaster or equivalent
• SAFe Product Owner/Product Manager or equivalent