Deposit Portfolio Strategy, Analytics & Performance

1011 United Overseas Bank Ltd; Singapore; On-site; SGD 60,000 - 100,000; Full time

Job summary

1011 United Overseas Bank Ltd is seeking a data-driven analyst to analyse deposit balances and flows across markets. The role involves tracking funds, maturities and retention, developing target client lists for RMs, and supporting pricing decisions through margin and revenue analysis.

You will produce dashboards and market intelligence to inform commercial actions while providing backup support during peak periods.

Responsibilities

• Analyze deposit balances and flows by market, team, RM, client, currency and tenor
• Track fresh funds, attrition, retention and portfolio movements
• Analyse client deposit behaviour and liquidity patterns
• Identify large maturities, potential outflows and retention opportunities
• Develop target-client and opportunity lists for RMs
• Support pricing decisions through margin, revenue and behavioural analysis
• Evaluate campaign effectiveness and incremental balance generation
• Analyse deposit-to-investment conversion opportunities
• Develop portfolio forecasts and scenario analysis
• Monitor performance against AUM and fresh-fund priorities
• Produce management dashboards and actionable insights
• Conduct competitor pricing and market intelligence
• Develop early-warning indicators for material balance movements
• Recommend specific commercial actions based on the analysis
• Provide backup support during peak periods or when the AVP is on leave

Job description

Company: 1011 United Overseas Bank Ltd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in ASEAN with a global network in Southeast Asia, Asia Pacific, Europe and North America. Operating through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, we have a global network of about 430 branches and offices in 19 markets. At the heart of UOB is our culture, shaped by the UOB Way and anchored on our four values – Honourable, Enterprising, United and Committed. For more than 90 years, these values have guided how we do right by our customers, collaborate with one another and create long-term value for the communities we operate in. As One Bank, we are committed to helping our colleagues build sustainable careers grounded in purpose, supported by strong values, and enriched with meaningful opportunities to grow.

Job Description

• Analyse deposit balances and flows by market, team, RM, client, currency and tenor
• Track fresh funds, attrition, retention and portfolio movements
• Analyse client deposit behaviour and liquidity patterns
• Identify large maturities, potential outflows and retention opportunities
• Develop target-client and opportunity lists for RMs
• Support pricing decisions through margin, revenue and behavioural analysis
• Evaluate campaign effectiveness and incremental balance generation
• Analyse deposit-to-investment conversion opportunities
• Develop portfolio forecasts and scenario analysis
• Monitor performance against AUM and fresh-fund priorities
• Produce management dashboards and actionable insights
• Conduct competitor pricing and market intelligence
• Develop early-warning indicators for material balance movements
• Recommend specific commercial actions based on the analysis
• Provide backup support during peak periods or when the AVP is on leave

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer.

UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors.

All employment decisions at UOB are based on business needs, job requirements and qualifications.

If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Together, Let’s Build the Future of ASEAN

We value our people and invest in them as we look to fulfil our purpose of building the future of ASEAN.

We seek to create a collaborative and progressive environment for them to succeed in their careers for the long term.

Explore career opportunities with us today.

UOB is rated as one of the world's top banks, ranked 'Aa1' by Moody's Investors Service and 'AA-' by both S&P Global and Fitch Ratings.

With a global network of 500 branches and offices across 19 countries in Asia Pacific, Europe and North America.

In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and offices throughout the region.