Credit Risk Analytics Graduate

BYTEDANCE PTE. LTD.; Singapore; On-site; SGD 40,000 - 60,000; Full time

Job summary

ByteDance is seeking a graduate to join the Global Payment team in Singapore, focusing on credit risk and data-driven risk management. Candidates should be able to commit to onboarding by the end of the year and clearly state availability and graduation date in the resume.

Applications across roles are reviewed on a rolling basis. The role emphasizes quantitative credit risk assessment, data analysis, and collaboration with cross-functional teams to control business risk.

Qualifications

• Holder of Bachelor's degree in Statistics, Data Science, Management Science, or a related field.
• Strong interest in data analysis and credit risk.
• Solid data analysis and statistical skills, with proficiency in SQL and Python.
• Strong communication and teamwork skills, with the ability to work closely with business and relevant departments.
• Familiarity with credit risk management in BNPL, Cash Loan, and Supply Chain Finance is preferred.

Responsibilities

• Quantitatively assess the credit risk of lending products through data analysis, and formulate corresponding risk management strategies based on the assessment results.
• Monitor and analyze risk indicators of credit business, issue early warnings and handle abnormal situations in a timely manner.
• Analyze data that may be used in business operations, evaluate its value to credit business, and design related application strategies.
• Collaborate with business departments and other relevant teams to jointly control and reduce business risks.

Skills

SQL

Python

Data analysis

Communication

Teamwork

Education

Bachelor's degree in Statistics, Data Science, Management Science, or related discipline

Job description

ByteDance is seeking a graduate to join the Global Payment team in Singapore, focusing on credit risk and data-driven risk management. Candidates should be able to commit to onboarding by the end of the year and clearly state availability and graduation date in the resume.

Applications across roles are reviewed on a rolling basis. The role emphasizes quantitative credit risk assessment, data analysis, and collaboration with cross-functional teams to control business risk.