Graduate: Credit Risk Strategy & Analytics

ByteDance; Singapore; On-site; SGD 72,000 - 108,000; Full time

Job summary

ByteDance's Global Payment team invites graduates to join a fast‑growing unit focused on delivering secure and seamless payment experiences across platforms. You will tackle credit risk analytics, build data‑driven risk strategies, and collaborate with cross‑functional teams to safeguard business operations.

Successful candidates should be able to commit to an onboarding date by year‑end and clearly state their availability and graduation date in their resume.

Qualifications

• Bachelor's degree in Statistics, Data Science, Management Science, or related field.
• Strong interest in data analysis and credit risk.
• Solid data analysis and statistical skills; proficient in SQL and Python.
• Strong communication and teamwork to work with business departments.

Responsibilities

• Quantitatively assess the credit risk of lending products through data analysis, and formulate corresponding risk management strategies based on the assessment results.
• Monitor and analyze risk indicators of credit business, issue early warnings and handle abnormal situations in a timely manner.
• Analyze data that may be used in business operations, evaluate its value to credit business, and design related application strategies.
• Collaborate with business departments and other relevant teams to jointly control and reduce business risks.

Skills

SQL

Python

Data analysis

Credit risk

Statistics

Education

Bachelor's degree in Statistics/Data Science/Management Science

Job description

ByteDance's Global Payment team invites graduates to join a fast‑growing unit focused on delivering secure and seamless payment experiences across platforms. You will tackle credit risk analytics, build data‑driven risk strategies, and collaborate with cross‑functional teams to safeguard business operations.

Successful candidates should be able to commit to an onboarding date by year‑end and clearly state their availability and graduation date in their resume.