Financial Risk Strategy Graduate (Global Payment) - 2027 Start

BYTEDANCE PTE. LTD.; Singapore; On-site; SGD 40,000 - 60,000; Full time

Job summary

ByteDance is seeking a graduate to join the Global Payment team in Singapore, focusing on credit risk and data-driven risk management. Candidates should be able to commit to onboarding by the end of the year and clearly state availability and graduation date in the resume.

Applications across roles are reviewed on a rolling basis. The role emphasizes quantitative credit risk assessment, data analysis, and collaboration with cross-functional teams to control business risk.

Qualifications

• Holder of Bachelor's degree in Statistics, Data Science, Management Science, or a related field.
• Strong interest in data analysis and credit risk.
• Solid data analysis and statistical skills, with proficiency in SQL and Python.
• Strong communication and teamwork skills, with the ability to work closely with business and relevant departments.
• Familiarity with credit risk management in BNPL, Cash Loan, and Supply Chain Finance is preferred.

Responsibilities

• Quantitatively assess the credit risk of lending products through data analysis, and formulate corresponding risk management strategies based on the assessment results.
• Monitor and analyze risk indicators of credit business, issue early warnings and handle abnormal situations in a timely manner.
• Analyze data that may be used in business operations, evaluate its value to credit business, and design related application strategies.
• Collaborate with business departments and other relevant teams to jointly control and reduce business risks.

Skills

SQL

Python

Data analysis

Communication

Teamwork

Education

Bachelor's degree in Statistics, Data Science, Management Science, or related discipline

Job description

Responsibilities

About the Team The Global Payment team provides payment solutions to ensure that users have a smooth and secure payment experience across our platforms and services. We are looking for talented individuals to join our team.

As a graduate, you will get opportunities to pursue bold ideas, tackle complex challenges, and unlock limitless growth. Successful candidates must be able to commit to an onboarding date by the end of the year. Please state your availability and graduation date clearly in your resume.

Candidates can apply to a maximum of two positions and will be considered for jobs in the order you apply. The application limit is applicable to our Company and its affiliates' jobs globally. Applications will be reviewed on a rolling basis

• we encourage you to apply early.

Responsibilities

• Quantitatively assess the credit risk of lending products through data analysis, and formulate corresponding risk management strategies based on the assessment results.
• Monitor and analyze risk indicators of credit business, issue early warnings and handle abnormal situations in a timely manner.
• Analyze data that may be used in business operations, evaluate its value to credit business, and design related application strategies.
• Collaborate with business departments and other relevant teams to jointly control and reduce business risks.

Qualifications

Minimum Qualifications

• Individuals who are completing or have recently completed a Bachelor's degree in Statistics, Data Science, Management Science, or a related discipline.
• Strong interest in data analysis and credit risk preferred.
• Solid data analysis and statistical skills, with proficiency in SQL and Python.
• Strong communication and teamwork skills, with the ability to work closely with business and relevant departments.

Preferred Qualifications

• Familiarity with credit risk management in areas such as BNPL, Cash Loan, and Supply Chain Finance preferred.

By submitting an application for this role, you accept and agree to our global applicant privacy policy, which may be accessed here: https://jobs.bytedance.com/en/legal/privacy. If you have any questions, please reach out to us at @bytedance.com

Job Information

Founded in 2012, ByteDance's mission is to inspire creativity and enrich life. With a suite of more than a dozen products, including TikTok, Lemon8, CapCut and Pico as well as platforms specific to the China market, including Toutiao, Douyin, and Xigua, ByteDance has made it easier and more fun for people to connect with, consume, and create content.

Inspiring creativity is at the core of ByteDance's mission. Our innovative products are built to help people authentically express themselves, discover and connect – and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and enrich life - a mission we work towards every day.

As ByteDancers, we strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. By constantly iterating and fostering an "Always Day 1" mindset, we achieve meaningful breakthroughs for ourselves, our Company, and our users. When we create and grow together, the possibilities are limitless. Join us.

Diversity & Inclusion

ByteDance is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. We are passionate about this and hope you are too.

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