Credit Analyst (Large Corporate)

Gravitas Recruitment Group (Global) Ltd; Singapore; On-site; SGD 70,000 - 110,000; Full time

Job summary

Gravitas Recruitment Group (Global) Ltd in Singapore seeks an experienced Credit Analyst to join a European financial institution's underwriting team, responsible for Large Corporate clients across the APAC region.

The role involves conducting financial and credit risk evaluations, building debt capacity models, monitoring market trends, and delivering concise credit memos in English. Strong communication skills and 3–5 years of relevant experience are required.

Qualifications

• Bachelor’s degree required in finance, accounting, economics, business or related field.
• CFA/FRM/CPA are advantageous professional certifications.
• Minimum 3–5 years of credit analysis or risk management experience.
• Excellent written and verbal communication in English; ability to synthesize data into concise memos.

Responsibilities

• Conduct comprehensive financial and credit risk evaluations for large corporates in APAC.
• Build and evaluate dynamic financial models, scenario analyses, and debt capacity measures.
• Monitor macro-economic trends and counterparty performance to identify risk and mitigation strategies.

Skills

Credit analysis

Financial modeling

Risk assessment

Education

Bachelor’s Degree in Finance, Accounting, Economics, Business Administration, or related discipline

CFA/FRM/CPA certification (advantageous)

Job description

We are seeking an experienced and analytical Credit Analyst to join a European financial institution in their credit underwriting team. In this role, you will play a critical part in assessing, underwriting, and managing credit risk across a dynamic portfolio of Large Corporate clients across the Asia Pacific (APAC) region.

Key Responsibilities

• Conduct comprehensive financial and credit risk evaluations for new lending proposals, facilities renewals, waivers, and refinancing requests for Large Corporates in the APAC region.
• Build and evaluate dynamic financial models, scenario analyses, and sensitivity tests to determine debt capacity, leverage metrics, and repayment viability.
• Monitor industry trends, macro-economic factors, and counterparty performance across key APAC markets; proactively identify signs of credit deterioration and propose risk mitigation strategies.

Key Requirements & Qualifications

• Bachelor’s Degree in Finance, Accounting, Economics, Business Administration, or a related discipline. Advanced certifications (CFA, FRM, or CPA) are advantageous.
• Minimum of 3–5 years of credit analysis or credit risk management experience within Corporate & Investment Banking or International Commercial Banking.
• Proven track record analyzing Large Corporates / Multinationals (MNCs) across Asia-Pacific markets.
• Excellent written and verbal communication skills in English; ability to synthesize complex financial data into concise, persuasive credit memos.