Card Schemes & Acquiring Partnerships Senior Manager

IDEKU TECHNOLOGY SOLUTION PTE. LTD.; Singapore; On-site; SGD 120,000 - 160,000; Full time

Job summary

IDEKU TECHNOLOGY SOLUTION PTE. LTD. in Singapore seeks an experienced payments professional to establish merchant-acquiring and payment-gateway capabilities. You will build the banking and payment-partner ecosystem and coordinate the business from setup through launch and ongoing operations.

You will lead relationships with card schemes, banks, processors and gateways, and oversee commercial, technical, and regulatory activities to ensure a stable payments platform.

Qualifications

• Bachelor's degree in Business, Finance, Economics, Technology, Law or related.
• Around 8+ years of relevant payments experience.
• Experience with card schemes, acquiring banks, merchant acquirers or gateways.
• Direct involvement in building or launching payments capabilities.
• Good understanding of card authorization, settlement, fees, refunds and fraud.
• Experience coordinating commercial, technical, operational and legal workstreams.
• Strong PM, negotiation, analytical and stakeholder-management skills.
• Ability to translate partner requirements into clear internal actions.

Responsibilities

• Build relationships with card schemes, banks, processors and gateways.
• Assess merchant-acquiring models and recommend approaches.
• Evaluate potential partners based on capabilities and terms.
• Negotiate processing fees, settlement terms and service levels.
• Coordinate partner applications, due diligence and approvals.
• Manage technical integration, testing and certification with product/engineering.
• Translate partner requirements into concrete actions for internal teams.
• Create operating processes for onboarding, settlement, reconciliation and refunds.
• Track obligations, certifications and incidents; monitor performance.
• Coordinate launch-readiness reviews across multiple functions.
• Ensure smooth transition from implementation to day-to-day operations.

Skills

Payments experience

Stakeholder management

Project management

Negotiation

Analytical skills

Communication

Partnership building

Education

Bachelor's degree in Business/Finance/Economics/Technology/Law

Job description

About the job:

Our growing regional payments company is looking for an experienced payments professional to help establish its merchant-acquiring and payment-gateway capabilities. This is a full-time position based in Singapore, reporting to a senior legal and compliance leader. The person will build the required banking and payment-partner ecosystem and coordinate the business from initial setup through to launch and ongoing operations.

Responsibilities

• Build relationships with card schemes, acquiring banks, settlement banks, payment processors, gateways and other payment providers.
• Assess different merchant-acquiring models and recommend the most suitable approach for the business.
• Evaluate potential partners based on their capabilities, commercial terms and implementation requirements.
• Negotiate processing fees, settlement timelines, reserves, service levels and other commercial arrangements.
• Coordinate partner applications, due diligence, registrations, approvals and renewals.
• Manage technical integration, testing and certification activities with product and engineering teams.
• Translate partner requirements into clear business, operational and technical actions.
• Build operating processes covering merchant onboarding, settlement, reconciliation, refunds, chargebacks and fraud.
• Track partner obligations, certifications, service performance, incidents and outstanding dependencies.
• Coordinate launch-readiness reviews across product, engineering, finance, treasury, risk, compliance, information security and operations.
• Monitor payment performance and resolve settlement failures, service issues or partner breaches.
• Support the transition from implementation into stable day-to-day payment operations.

Requirements

• Bachelor's degree in Business, Finance, Economics, Technology, Law or a related discipline.
• Around 8+ years of relevant payments experience.
• Practical experience working with a card scheme, acquiring bank, payment facilitator, merchant acquirer, gateway or payment processor.
• Direct involvement in building or launching a new payments, acquiring or card-processing capability.
• Good understanding of card authorization, clearing, settlement, processing fees, refunds, chargebacks and fraud.
• Experience coordinating commercial, technical, operational and legal workstreams.
• Working knowledge of payment-security standards and partner due-diligence requirements.=
• Strong project-management, negotiation, analytical and stakeholder-management skills.
• Ability to turn complex partner requirements into clear actions for internal teams.
• Comfortable building new processes in an environment where requirements are still developing.