Bank Risk Officer: Portfolio & KYC Compliance

Pasona Singapore Pte. Ltd.; Singapore; Presencial; SGD 34.000 - 40.000; Jornada completa

Descripción de la vacante

Pasona Singapore Pte. Ltd. is seeking a Risk Officer (Bank) to monitor the branch's credit portfolio, perform risk analysis, and assist in KYC/AML processes. The role includes preparing periodic risk reports and supporting covenant management and stress testing.

A degree in banking or finance and 2–5 years of experience are preferred. Salary starts from S$3,300 monthly, with growth potential. The successful candidate will collaborate with branch management and head office, ensure compliance, and

Formación

• Degree or Diploma in Banking & Finance or equivalent.
• 2–5 years of relevant experience in banking, financial services, risk management, credit analysis, KYC/AML, audit, or related functions.
• Basic understanding of corporate lending, credit risk, and financial statement analysis.

Responsabilidades

• Monitor the Branch's credit portfolio and identify emerging risks.
• Conduct portfolio analysis and prepare periodic credit risk reports.
• Perform annual reviews, credit grading reviews, and covenant management activities.
• Monitor covenant compliance and support follow-up actions, including waiver requests and breach management.
• Support the monitoring and ongoing administration of project finance and other lending transactions.
• Perform stress testing and scenario analysis to assess portfolio resilience.
• Assist Branch Management in monitoring asset quality and concentration risk.
• Review KYC and customer due diligence documentation prepared by business units.
• Conduct independent verification and risk-based assessment of customer profiles.
• Identify potential AML/CFT concerns and escalation issues where appropriate.
• Support periodic KYC reviews and customer onboarding processes.
• Coordinate with the Compliance Manager on KYC-related matters.
• Act as a checker for KYC reviews, with final approval and oversight provided by the Compliance Manager.
• Prepare risk management reports for Branch Management, Head Office, and regulatory authorities.
• Act as secretary for the Branch Credit Risk Committee, including preparation of meeting materials and minutes.
• Coordinate and respond to information requests from Head Office and relevant stakeholders.
• Support information gathering, analysis, documentation, and coordination with Head Office in relation to project finance and other credit transactions.
• Support the maintenance and enhancement of portfolio monitoring tools and risk metrics.
• Conduct stress testing and scenario analyses and prepare related reports.
• Analyze portfolio trends and provide management information to support decision‑making.

Conocimientos

Analytical skills

Communication

Coordination

Multitasking

Educación

Degree or Diploma in Banking & Finance

Herramientas

Excel

PowerPoint

Descripción del empleo

Pasona Singapore Pte. Ltd. is seeking a Risk Officer (Bank) to monitor the branch's credit portfolio, perform risk analysis, and assist in KYC/AML processes. The role includes preparing periodic risk reports and supporting covenant management and stress testing.

A degree in banking or finance and 2–5 years of experience are preferred. Salary starts from S$3,300 monthly, with growth potential. The successful candidate will collaborate with branch management and head office, ensure compliance, and