Backend Engineer - Digital Bank Team

Monee; Singapore; On-site; SGD 60,000 - 120,000; Full time

Job summary

Monee is seeking a Backend Engineer to translate business needs into robust, secure backend services for our digital banking platform. You will design, develop, and optimize server-side components, leveraging C++ or Python, and collaborate with product managers to deliver high-performance, scalable solutions in a fintech environment.

You'll work with databases such as MySQL and messaging systems like Redis and Kafka, while exploring AI-assisted tooling and modern infrastructure (K8s) to improve

Qualifications

• Bachelor’s degree or higher in Computer Science or related field.
• At least 1 year of backend development with C++ or Python.
• Experience with agentic AI or Harness Engineering is a plus.

Responsibilities

• Participate in design, development, and optimization of backend services.
• Contribute to server-side architecture for scalable distributed systems.
• Translate business needs into technical designs with cross-functional teams.
• Optimize performance, stability, and resource usage under high concurrency.
• Develop internal tooling and automation to improve R&D efficiency.
• Explore AI technologies and their applications in banking scenarios.

Skills

Backend development

C++

Python

Education

Bachelor’s degree in Computer Science, IT, IS, AI or related field

Tools

MySQL

Redis

Kafka

Kubernetes / microservices

Job description

About The Team

We aspire to make banking simple for everyone. Our digital banking services provide secure, stable, and easy-to-use banking products such as savings, payments, loans, investments and more to individuals and enterprises. Our Digital Bank Technology teams build and operate technology platforms and systems that are at the foundation of the banking services.

About The Team

We aspire to make banking simple for everyone. Our digital banking services provide secure, stable, and easy-to-use banking products such as savings, payments, loans, investments and more to individuals and enterprises. Our Digital Bank Technology teams build and operate technology platforms and systems that are at the foundation of the banking services.

Backend Engineer will fully leverage our technical expertise to transform business requirements into tangible digital banking products which will directly serve our end users. We need to actively participate in the overall design of the digital banking solution, delivering a high-performance, highly secure backend system.

Job Description

• Participate in the design, development, and continuous optimization of digital banking backend services and technical platforms, delivering high-quality, maintainable code.
• Contribute to server-side architecture design to build high-performance, highly available, secure, and scalable distributed systems.
• Deeply understand business requirements, collaborating with Product Managers and cross-functional teams to translate business needs into technical designs and scalable features.
• Continuously optimize system performance, stability, resource utilization, and user experience for high-concurrency banking scenarios.
• Design and develop internal developer tools, automation scripts, and workflows to boost R&D efficiency and engineering quality.
• Explore emerging AI technologies (e.g., LLMs, AI Agents, AIGC) and evaluate their applications in banking business scenarios and intelligent R&D practices.
• Leverage AI-assisted coding methodologies (e.g., Vibe Coding / AI copilots) to streamline code generation, testing, and delivery processes.

Requirements

• Bachelor’s degree or higher in Computer Science, Information Technology, Information Systems, Artificial Intelligence or any related fields.
• At least 1 year full time backend development experience using C++ or Python.
• Experienced in agentic AI or Harness Engineering.
• Solid foundation in Computer Science core principles, including Data Structures, Algorithms, Computer Networks, and Operating Systems.
• Hands-on experience or working knowledge of databases (e.g., MySQL) and middleware (e.g., Redis, Kafka, microservices/K8s).
• Related domain experience in the Fin-Tech is strongly preferred.