AVP, Credit Risk

EMPOWER PARTNERS SEARCH PTE. LTD.; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

Ourclient, a leading international bank, seeks an Assistant Vice President, Credit Risk to support management of its corporate credit portfolio. The role focuses on independent credit assessment, risk management and portfolio oversight, working closely with front-office teams while maintaining an independent risk perspective.

The candidate will assess and approve corporate credit proposals, review transactions, monitor portfolio quality and challenge risk assumptions as appropriate.

Qualifications

• Degree in Finance, Accounting, Economics or related discipline.
• 5–8 years of relevant credit risk experience within a bank.
• Strong understanding of corporate credit assessment and lending structures.
• Experience covering large corporate or institutional clients preferred.
• Good knowledge of financial analysis, credit risk frameworks and risk mitigation techniques.
• Ability to exercise independent judgement and constructively challenge business proposals.
• Strong communication and stakeholder management skills.

Responsibilities

• Independently assess and approve corporate credit proposals with delegated authority.
• Review new transactions, annual reviews, amendments and other credit requests.
• Evaluate financial strength, business fundamentals, industry risks and overall creditworthiness.
• Challenge proposed transaction structures, risk assumptions and credit mitigants where appropriate.
• Monitor portfolio quality, credit concentrations, risk ratings and emerging risks.
• Identify potential deterioration in credit quality and recommend appropriate risk mitigation measures.
• Ensure adherence to the bank's credit policies, risk appetite and regulatory requirements.
• Provide constructive credit guidance to Relationship Managers and business teams.
• Participate in portfolio reviews, stress testing and other credit risk initiatives.
• Work closely with senior Credit Risk stakeholders on complex or higher-risk exposures.

Skills

Strong communication

Stakeholder management

Independent judgement

Education

Degree in Finance, Accounting, Economics or related discipline

Job description

Ourclient,aleadinginternationalbank,islookingtoappointanAssistantVicePresident,CreditRisktosupportthemanagementofitscorporatecreditportfolio.

Therolewillfocusonindependentcreditassessment,riskmanagementandportfoliooversight,workingcloselywithfront-officeteamswhilemaintaininganindependentriskperspective.

KeyResponsibilities

• Independentlyassessandapprovecorporatecreditproposalswithindelegatedauthority.
• Reviewnewtransactions,annualreviews,amendmentsandothercreditrequests.
• Evaluatefinancialstrength,businessfundamentals,industryrisksandoverallcreditworthiness.
• Challengeproposedtransactionstructures,riskassumptionsandcreditmitigantswhereappropriate.
• Monitorportfolioquality,creditconcentrations,riskratingsandemergingrisks.
• Identifypotentialdeteriorationincreditqualityandrecommendappropriateriskmitigationmeasures.
• Ensureadherencetothebank'screditpolicies,riskappetiteandregulatoryrequirements.
• ProvideconstructivecreditguidancetoRelationshipManagersandbusinessteams.
• Participateinportfolioreviews,stresstestingandothercreditriskinitiatives.
• WorkcloselywithseniorCreditRiskstakeholdersoncomplexorhigher-riskexposures.

Requirements

• DegreeinFinance,Accounting,Economicsorarelateddiscipline.
• 5–8yearsofrelevantcreditrisk,corporatecreditorcreditunderwritingexperiencewithinabank.
• Strongunderstandingofcorporatecreditassessmentandlendingstructures.
• Experiencecoveringlargecorporateorinstitutionalclientspreferred.
• Goodknowledgeoffinancialanalysis,creditriskframeworksandriskmitigationtechniques.
• Abilitytoexerciseindependentjudgementandconstructivelychallengebusinessproposals.
• Strongcommunicationandstakeholdermanagementskills.

LicenseNo: 24S2395

RegistrationNo: R1874438